Follow Insights Blog


CoreLogic Econ


A Ripple, Not a Wave

Predicting the Impact from Future HELOC Loan Resets

Sam Khater    |    Housing Trends

The surge in mortgage debt during the mid-2000s was partly fueled by an increase in home equity lines of credit (HELOC) loans as borrowers took advantage of the rapid run-up in home prices to extract equity. Borrowers tapped home equity to supplement their incomes to provide an additional source of liquidity. Part of the reason for the soaring popularity of HELOCs was that unlike the first-lien mortgage market, which is composed primarily of fully amortizing loans, HELOC loans were...

Distressed Sales Accounted for 12 Percent of Total Home Sales in September 2014

Michigan Had the Largest Distressed Sales Share of Any State

Molly Boesel    |    Housing Trends

Distressed sales (REO and short sales) accounted for 11.8 percent of total home sales nationally in September 2014, a strong improvement from the same time a year ago when this category made up 15.2 percent of total sales. Within this category, REO sales made up 7.8 percent of total home sales in September, and short sales made up 4 percent. At its peak, the distressed sales share totaled 32.4 percent of all sales in January 2009, with REO sales making up 28 percent of that share. The...


A Hazard That Should Not be Overlooked

Tom Jeffery    |    Natural Hazards

One billion dollars: the amount of damage caused by hailstorms on an annual basis in the United States, yet this particular hazard is often overlooked.1 Hail is produced by convective storms, which are associated with a number of hazards, including tornadoes, flooding due to excessive rainfall and strong straight-line winds. All of these events can cause damage to property, so the actual impact of a hailstorm can be easy to miss. Though flooding and tornado events tend to...

An Unexpected Windfall

Could Lower Energy Prices Stimulate Housing Demand?

Molly Boesel    |    Economic Trends

Energy prices are on the decline. Home heating oil prices for the first week of November 2014 were 40 cents below what they were the same week a year ago. In the past four weeks, the average price of gasoline has fallen by almost 30 cents to just over $3 per gallon 1. Average gas prices for the U.S. for the week of November 10 were the lowest they have been since the end of December 2010, reported at $3.03 per gallon. In addition to leaving consumers with extra spending money,...

Second Annual CoreLogic and Urban Institute Symposium

Data, Demand and Demographics

Stuart Quinn    |    Housing Policy, Housing Trends

Credit availability, mid-term elections, housing finance reform, housing stock mismatch, credit-risk sharing and multi-family housing stock were all prominent topics discussed at the second annual Data, Demographics and Demand: A Symposium on Housing Finance (Agenda) event co-hosted by CoreLogic and the Urban Institute. As the G.O.P. builds out their agenda, the finance...

1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | Older Entries >>