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February 2017 Archives

Challenges of Loan Origination – Estimating Accurate Property Tax Amounts

Current Industry Practice, Potential Improvements and Benefits

Dominique Lalisse    |    Housing Trends

 

In the days prior to the democratization and standardization of credit scores and credit reports, the process of estimating a borrower’s credit worthiness was a non-standardized, cumbersome and time consuming process. The process relied on specialized knowledge and personal interpretation of financial information. As the mortgage process evolved, breakthrough productivity and quality...