Follow Insights Blog


CoreLogic Econ


April 2017 Archives

The number of individuals claiming a net rental loss has flat-lined over recent years

Australian Tax Office Releases Taxation Statistics

Cameron Kusher    |    International


The Australian Tax Office (ATO) released their taxation statistics for the 2014-15 financial year last week, and from a housing market perspective it provides some really valuable data on property investor behaviour.

Value of new lending

Over the 2014-15 financial...

Is the Credit Cycle Turning?

Mortgage Performance is Beginning to Deteriorate

Sam Khater    |    Mortgage Performance


The contours of a typical economic expansion and recession are strongly driven by loan performance. When times are good, lenders expand loan production to more marginal borrowers but when loan performance begins to deteriorate, lenders become more conservative, which often exacerbates an economic downturn. Therefore, an understanding of the credit cycle is important to understanding the...

A Rising Tide for Flood Insurance Reform

U.S. Housing Policy Outlook: April 2017

Stuart Pratt    |    Videos


The National Flood Insurance Program (NFIP), overseen by the Federal Emergency Management Agency (FEMA), aims to reduce the impact of flooding on private and public structures across the United States through the provision of affordable flood insurance and the mitigation of negative externalities associated with flood disasters.  This program was initially created in 1968...

Prepare for Higher Fraud Risk in 2017

The Warning Lights Keep Flashing

Bridget Berg    |    Mortgage Performance


At the end of 2016, the CoreLogic National Mortgage Application Fraud Risk Index matched its previous high level of 122. CoreLogic has been gauging fraud risk on this Index since Q3 2010, with a starting benchmark of 100. We anticipate the Q1 2017 Index, due out April 20, will record the highest level to date, likely breaking through the 130 mark.

As we’ve noted in the past, the...

Loan Performance Insights Highlights: Through January 2017

Current-to 30-Day Transition Rate at 15-Year Low

Molly Boesel    |    Mortgage Performance

  • New monthly report emphasizes early distress signs
  • Delinquency rates fell in January 2017 compared with a year ago
  • North Dakota had the lowest mortgage delinquency rate

In January 2017, 5.3 percent of home mortgages were in some stage of delinquency, down from 6.4 percent a year earlier, according to the latest...