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Blog Entries by Faith Schwartz

CoreLogic U.S. Housing Policy Update: June 2016

CFPB Changes Its Tactics Over TRID - More Clarity (Maybe More Cooperation?) To Come

Faith Schwartz    |    Housing Policy, Videos

The Consumer Financial Protection Bureau (CFPB) has softened its approach to the TILA-RESPA Integrated Disclosure.

After months of informal dialogue between the industry and CFPB on issues related to TRID, the CFPB chief broke his silence and released a letter to industry trades, saying that it will issue a Notice of Proposed Rulemaking on TRID to provide greater...

CoreLogic U.S. Housing Policy Update

Rural Housing: A Growing Mortgage Market Flying Under the Radar

Faith Schwartz    |    Videos

Schwartz Video Play Button

The rural housing market doesn’t get much respect—or at least much attention. But it should for two reasons: first because it serves as a laboratory for cutting edge affordable housing techniques, and second because it benefits a huge swath of the country: about 80 percent of all land area and about 20 percent of the country’s population.

The U.S....

Candidate Sanders’ Housing Policy Prescription

More Affordable Housing, Plus Help for First Timers and Underwater Borrowers

Faith Schwartz    |    Housing Policy

Declining Homeownership Rate

Housing policy, which has pretty much been a back burner issue so far in this campaign, bubbled up to the top recently when Senator Bernie Sanders released a new policy paper that outlined his program for supporting homeownership, expanding affordable housing, helping underwater homeowners, and fighting homelessness.

While many of his housing planks were presented in the abstract...

Rural Housing Finance Programs: An Overview (Part II)

State Agencies Tap IRS Program for Affordable Multifamily Finance Option

Faith Schwartz    |    Housing Policy

Muktifamily Housing

In my last blog I wrote about a couple of ways to finance rural housing: through United States Department of Agriculture mortgages and the secondary market efforts of Farmer Mac, the agricultural “mini-me” of Fannie Mae and Freddie Mac. This time I want to look at a complex but effective program that allows state housing agencies to tap a federal tax credit program to bring...

CoreLogic U.S. Housing Policy Update - The Candidates Start to Weigh In on Housing

April 2016

Faith Schwartz    |    Videos

Faith Schwartz Video Blog April

Earlier this year I commented on the fact that no presidential candidate was talking about housing.I’m pleased to share that the topic of housing is just starting to get some traction. Hillary Clinton at least has now weighed in with some policy prescriptions, and Bernie Sanders used the Nevada caucuses to remind Hispanic voters of the impact of foreclosures in that...

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