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CoreLogic Econ


Blog Entries by Faith Schwartz

Looking Back on 2015 and Seeing Opportunities For Innovation Going Forward

Faith Schwartz    |    Housing Policy

Over the past few years, innovation has taken a backseat to compliance as our industry has had to cope with a spate of new rules and regulations. This trend continued in 2015: the year that the “Know Before You Owe” or TRID devoured the industry’s bandwidth. But not all the changes that the regulators have wrought have been negative. In fact, some might be setting the stage...

CoreLogic U.S. Housing Policy Update- A Deeper Dive on Florida

December 2015

Faith Schwartz    |    Housing Policy, Videos

From the macro view of national and state figures, the recovery is well underway in the housing market as the U.S. continues to make gains from the nationwide downturn seen in the mid-2000s. Mortgage loans in delinquency continue their downward trends, and negative equity continues to subside even as the CoreLogic national Home Price Index (HPI) posts positive gains in home...

CoreLogic U.S. Housing Policy- Distressed Markets

December 2015

Faith Schwartz    |    Housing Policy, Videos

The housing recovery is coming along nicely. Overall the CoreLogic national Home Price Index (HPI®) has seen positive growth year over year for 42 consecutive months. This is very reassuring, but in some pockets of the country, the recovery has stalled and we are reminded: All housing is local. To better understand the nuances of recovery, let’s look at...

Should Housing Policy Focus on Shelter or Ownership?

That’s the Question as First Time Buyers Hit 30-Year Low

Faith Schwartz    |    Housing Policy

Is it time for the federal government to widen its view of housing policy beyond its traditional emphasis on homeownership and perhaps embrace a broader concept of “shelter”?

Several recent datapoints could provide support for that argument. Earlier this month, for example, the National Association of Realtors® (NAR) reported that first-time...

Game Changer for HMDA Reporting

Faith Schwartz    |    Housing Policy

Number of Institutions Reporting HDMA

The mortgage market is still digesting the recent release of the 2014 Home Mortgage Disclosure Act (HMDA) data. But significant changes to HMDA reporting requirements are coming under a new rule finalized last week by the Consumer Financial Protection Bureau (CFPB). In announcing the new requirements, the CFPB said it was simplifying the reporting process. They are working to improve HMDA...