Follow Insights Blog

CoreLogic

CoreLogic Econ

LATEST CORELOGIC ECON TWEETS

Blog Entries by Jacqueline Doty

U.S. Housing Policy Outlook: July 2017

CoreLogic Update on Mortgage Fraud Activity

Jacqueline Doty    |    Videos

Jacquie Doty Video Blog

Recently, we released our first quarter CoreLogic National Fraud Risk Index and, as we expected, the index hit a new high of 132. This was up from 122 in the fourth quarter and 113 a year ago. 

Keep in mind, the index is relatively new… it was started in 2010, after the high risk levels that contributed to the mortgage crisis. So today’s heightened...

U.S. Housing Policy Update: March 2017

Condo Lending

Jacqueline Doty    |    Videos

Jacquie Doty Video Blog


 

CoreLogic has taken a look at the state of condominium lending. Where things stand now… what's changing and what’s not…or at least not changing fast enough for some participants.

Through November of 2016, lending for condo purchases was running at an annual rate of $74 billion, or 8 percent of total purchase originations....

FHA Reforms Bringing New Risks as Well as Rewards

Easing restrictions should drive increased volume, but spot loans will challenge insurance fund stability

Jacqueline Doty    |    Housing Policy

Ribbon Cutting

Now that President Obama has signed Federal Housing Administration condominium reforms into law, it is time to make a clear-eyed assessment of the risks and rewards that HR 3700 will bring.

It’s great that Congress has acted to ease regulations that made FHA condo loans more difficult to get. But are the proposed rules being discussed during the current comment period the...

Recent Activity Around Condo Project Eligibility

Shows Regulators/Investors Are Working To Make Condo Lending Easier/More Accessible

Jacqueline Doty    |    Housing Policy

Percentage of Condo Sales by Year

Over the past few months, momentum has been building behind the efforts to standardize and streamline the project review processes that lenders use to determine if condominium projects meet eligibility requirements of the government-sponsored enterprises (GSEs).

Currently, condo sales represent about 10 percent of the overall home sales market or roughly 500,000 units per year. In...