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Blog Entries by Stuart Quinn

Are New York Timelines Going to Subside?

A Speech from Outgoing NYDFS Superintendent

Stuart Quinn    |    Housing Policy

Benjamin Lawsky, superintendent of financial services for the State of New York announced his exit from the New York Department of Financial Services, the day after delivering remarks on modifying the New York judicial foreclosure...

FHFA Makes Decision on G-Fees

Incremental Changes Forthcoming

Stuart Quinn    |    Housing Policy

On April 17, 2015, the Federal Housing Finance Agency (FHFA), conservator of Fannie Mae and Freddie Mac, announced incremental changes to their guarantee fee adjustments (g-fees). The agency is removing the upfront adverse market conditions fee (AMDC) of...

A Closer Look at Equity

Principles of Principal Reduction

Stuart Quinn    |    Housing Policy, Mortgage Performance

There has long been reluctance in establishing large scale principal reduction programs with robust government participation. As recently as February 2015, Federal Housing and Finance Agency (FHFA) director Mel Watt alluded to the agency’s continued analysis to determine the cost-benefit of implementing a targeted principal reduction campaign as an appropriate supplemental...

Cyber Security Galvanizes the 114th

Congress Makes the Most of First 12 Days in Session

Stuart Quinn    |    Housing Policy

  • The President’s budget has arrived in the 114th Congress, committee assignments are complete and the policy agenda continues to materialize with each passing week.
  • Cyber security remains the clear front-runner for actionable legislation in the new Congress as committees have conceded jurisdictional debates (for the mean time) and the dialogue to design effective...

FHA Premium Pricing

How Consumers Are Winning

Stuart Quinn    |    Housing Policy

The Administration’s housing policy announcements continue to modify parts of the engine of the mortgage housing finance system. On January 8, 2015, the President delivered a speech in Arizona alongside Julian Castro, secretary of the Department of Housing and Urban Development (HUD), announcing a half percentage point reduction in the Federal Housing Administration’s (FHA)...