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Blog Entries by Susan Williams

The San Andreas – Locked, Loaded and Ready to Go

Seismologist warns the “Big One” is Imminent

Susan Williams    |    Insurance

San Andreas Fault

In his recent keynote at the National Earthquake Conference, Thomas Jordan, director of the Southern California Earthquake Center declared that, “The springs on the San Andreas system have been wound very, very tight. In particular, the southern San Andreas fault looks like it’s locked, loaded and ready to go.” The San Andreas Fault system is the boundary between the...

What Is My Home Worth?

I’m paying $574,000 for this house, but it only needs to be insured for $225,000.

Susan Williams    |    Insurance


Agents often find themselves answering questions like this because consumers can be confused when it comes to the appropriate homeowner’s coverage amount for an insurance policy on a newly purchased home.

Market value (the $574,000 referenced above) is the opinion of what someone is willing to pay for a home. For a single-family home, that price includes the cost of the land...