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Blog Entries by Ward W. Melville

Spring Time Home Checklist

How homeowners can catch early signs of deterioration

Ward W. Melville    |    Insurance


When spring arrives after a long winter, most people are ready to get outside and enjoy warm weather activities. But before heading outdoors, homeowners should consider spending a few hours to inspect their homes for early signs of deterioration or weather damage. Taking the time to perform simple home maintenance after a long winter could help homeowners avoid big repair bills...

Identifying True Insurance Needs Based on Realistic Rebuilding Costs

Ward W. Melville    |    Insurance

two story house

Because the reconstruction cost to rebuild a home is generally higher than the original cost to build that same home, the topic often leads to difficult conversations between the insurance agent and homeowner. That’s why it’s important for both insurance agents and homeowners to understand why reconstruction often costs more than new construction—even if the home is still...