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Housing Policy

FHFA Makes Decision on G-Fees

Incremental Changes Forthcoming

Stuart Quinn    |    Housing Policy

On April 17, 2015, the Federal Housing Finance Agency (FHFA), conservator of Fannie Mae and Freddie Mac, announced incremental changes to their guarantee fee adjustments (g-fees). The agency is removing the upfront adverse market conditions fee (AMDC) of...


CoreLogic and the Housing Policy Council of the Financial Services Roundtable host a breakfast event in Washington D.C., April 14, 2015 discussing the state of housing and housing reform.

Faith Schwartz    |    Housing Policy, Housing Trends

I had the pleasure of moderating the first panel at our co-hosted event in Washington, D.C. on Tuesday, April, 14th.  Refreshing and insightful information was offered by three respected chief economists, including Dr. Frank Nothaft of CoreLogic, Dr. David Crowe of the National Association of Homebuilders and Dr. Nela Richardson of Redfin. Each offered a unique take and perspective...

A Closer Look at Equity

Principles of Principal Reduction

Stuart Quinn    |    Housing Policy, Mortgage Performance

There has long been reluctance in establishing large scale principal reduction programs with robust government participation. As recently as February 2015, Federal Housing and Finance Agency (FHFA) director Mel Watt alluded to the agency’s continued analysis to determine the cost-benefit of implementing a targeted principal reduction campaign as an appropriate supplemental...

Loan servicing: The Rise of the Non-Bank Servicer

Adapting to the changing marketplace

Faith Schwartz    |    Housing Policy

Seven years removed from the collapse of the housing market, estimates for growth are optimistic; meanwhile, the “act” of originating and servicing a loan continues to evolve. The amendments to the Truth in Lending Act, Real Estate Settlement Procedures Act, addition of the Qualified Mortgage and Ability to Repay rules (QM/ATR) and loan officer compensation rules have changed the...

Cyber Security Galvanizes the 114th

Congress Makes the Most of First 12 Days in Session

Stuart Quinn    |    Housing Policy

  • The President’s budget has arrived in the 114th Congress, committee assignments are complete and the policy agenda continues to materialize with each passing week.
  • Cyber security remains the clear front-runner for actionable legislation in the new Congress as committees have conceded jurisdictional debates (for the mean time) and the dialogue to design effective...
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