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Housing Policy

U.S. Housing Policy Outlook: November 2016

National Flood Insurance Program Reauthorization - It’s Harder than it Looks

Stuart Pratt    |    Housing Policy, Videos

Stuart Pratt Housing Policy Nov 2016


Tip O’Neill, the long-time Speaker of the U.S. House of Representatives, famously said that “all politics is local.” He was right. Maybe this is why every month, FEMA notifies members of Congress when constituents in their districts or states will be affected by their flood mapping updates.

FEMA also runs the National Flood...

An Unconstitutional Structure Part I

What You Need to Know About the PHH v. CFPB Decision

Russell McIntyre    |    Housing Policy


In November 2014, New Jersey-based mortgage lender PHH Corporation was fined $6.4 million for illegally taking kickbacks in the guise of reinsurance premiums paid by mortgage insurers to one of the company’s subsidiaries. Six months later, the Director of the Consumer Financial Protection Bureau (CFPB or the bureau) Richard...

An Unconstitutional Structure Part II

Industry Reactions to the PHH v. CFPB Decision

Russell McIntyre    |    Housing Policy


On October 11, a panel of judges on the U.S. Court of Appeals for the District of Columbia ruled that the single-director structure of the Consumer Financial Protection Bureau (CFPB or the bureau) was unconstitutional. The ruling does not replace the director with a board or group of commissioners; instead, it gives the president the power to dismiss the director “at will.” For a...

U.S. Housing Policy Update: September 2016

New Federal Stances on PACE Financing

Terry Theologides    |    Housing Policy, Videos


The debate around Property Assessed Clean Energy (PACE) programs is heating up with the Federal Housing Administration (FHA) announcement permitting FHA-insured mortgages on some PACE-assessed properties.

From 2008 to 2010 PACE was all the rage. Over twenty...

Notes from the Hill: Mortgage Servicing

CoreLogic Hosts Event on Emerging Issues in the Servicing Industry

Russell McIntyre    |    Housing Policy

In late August, CoreLogic partnered with the Urban Institute to co-host a seminar that highlighted Emerging Issues in Mortgage Servicing. The event was the ninth in our Sunset Seminar series, sponsored by CoreLogic and the Urban Institute, which focuses on public policy issues relevant to the...

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