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CoreLogic Econ

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Insurance

Ready for the 2017 Hurricane Season?

June, Too Soon…

Susan Williams    |    Insurance

Residential Hurricane Exposure by Coastal Region

*Tom Larsen co-authored this blog.

You may be familiar with the old hurricane season mnemonic;

  • June – Too Soon (first month)
  • July – Standby (for any news of a storm)
  • August – You must (prepare in case a storm comes)
  • September – Remember (to standby)
  • October – It’s...

The Evolving Role of Content Providers in the Property Ecosystem

Managing Enterprise through the Rapid Change

Mikhail Palatnik    |    Insurance

The Connected Home

Companies in the property ecosystem—lenders, insurers, property management companies and others—use data and information from content providers to drive improved consumer experience through automated workflows, streamline processing and expedited risk assessment. However, because of the surge of demand for radically different consumer experiences, the role of content providers...

“I must be covered; I have Homeowners Insurance!”

What you don’t know about your policy can hurt you... financially

Edward Martinez    |    Insurance

Fire

It’s often been said, “it’s better to have insurance and not need it than to need it and not have it” as a homeowner I do have insurance so I must be covered…. right....well there is more to the story.

Understanding what is and what is not covered requires an in-depth look into how Insurance policies differ from one another. Having a firm understanding...

Dwelling Data – Pun Intended!

Using Quality Data to Enhance User Experience

Susan Williams    |    Insurance

Couple looking for insurance

Insurers who sell homeowners insurance direct-to-consumer through a website must find that delicate balance between collecting enough information to quote and bind a policy with the possibility of consumer drop-off. Prepopulating data fields using known information about the homeowner and their home is one of the methods that some sites use to ease the data entry burden on the consumer and...

Determining Reconstruction Costs

Home features that have the greatest impact on reconstruction cost

Susan Williams    |    Insurance

Elements of Reconstruction Costs

Reconstruction cost, not market value or assessed value, is used by insurers to determine homeowner coverage limits and is an important factor in determining a policy’s premium. Because of the many variables involved, the estimating tools that insurers use to arrive at reconstruction costs have become much more sophisticated in recent years. 

At its most basic, the...