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CoreLogic U.S. Housing Policy Update - October 2015

Tackling the New “Know Before You Owe” Regulations

Faith Schwartz    |    Housing Policy, Videos

As the Consumer Financial Protection Bureau (CFPB) ushers in its new “Know Before You Owe” initiative, it’s important at the outset to understand just what it is and why it’s important. The Truth-in-Lending-Act and Real-Estate-Settlement Procedures Act integrated Disclosure Rule – commonly referred to by the mortgage industry as the TRID – was...

CoreLogic U.S. Housing Policy Update- September 2015

Mortgage Credit Trends, Housing Regulatory and Legislative Environment

Faith Schwartz    |    Housing Policy, Videos

Today we are here to talk about three different areas impacting the U.S. mortgage market with regard to liquidity and advancement in the housing and mortgage space. This discussion will explore the impact of the end investors, shifting credit profile, government programs, regulations and current credit accessibility for borrowers across the credit spectrum.

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CoreLogic U.S. Economic Outlook- September 2015

Household Formation Bolsters Housing Recovery

Frank Nothaft    |    Housing Trends, Videos

A stronger pace of household formation has been a missing ingredient needed to bolster the housing recovery. Household formation, which refers to an individual, couple, group or family that forms their own independent living quarters, had been running at very low levels since 2007 but has recently accelerated.

The rate of household formation is affected by two primary...

CoreLogic Chief Economist Perspective- August 2015

Drivers of Home-Price Growth

Frank Nothaft    |    Property Valuation, Videos

The CoreLogic National Home Price Index (HPI) grew 6.5 percent over the 12-month period through June 2015, but the price growth was not uniform across the country. Some cities, like Denver, Naples, FL and San Francisco, had double-digit appreciation, while others such as Baltimore, Boston and New Orleans had prices that were stagnant or declining. Why does home price growth...

CoreLogic Chief Economist Perspective- July 2015

Rental Remains Robust

Frank Nothaft    |    Housing Trends, Videos

CoreLogic Chief Economist Perspective- July 2015

A vibrant rental market has been an outgrowth of the Great Recession and housing market crash. Apartment vacancy rates are down to their lowest levels since the 1980s, rental apartment construction is the most robust in more than 25 years, rents are up, and apartment building values are at or above their prior peaks. But the rental market is more than just apartments in...

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