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CoreLogic Econ



A Rising Tide for Flood Insurance Reform

U.S. Housing Policy Outlook: April 2017

Stuart Pratt    |    Videos

Stuart Pratt Video

The National Flood Insurance Program (NFIP), overseen by the Federal Emergency Management Agency (FEMA), aims to reduce the impact of flooding on private and public structures across the United States through the provision of affordable flood insurance and the mitigation of negative externalities associated with flood disasters.  This program was initially created in 1968...

U.S. Economic Outlook: April 2017

Effect of Higher Mortgage Rates on Homeowner Mobility: Higher mortgage rates may slow homeowner re-sale volume

Frank Nothaft    |    Videos

Dr Nothaft April Video


Interest rates on fixed-rate mortgages are up nearly three-quarters of a percentage point from last summer, and most economists are expecting mortgage rates to gradually move higher.  Higher interest rates lessen home-buyer affordability and will lead to a substantial drop in refinance originations.  And higher rates can also affect other aspects of the...

U.S. Economic Outlook: March 2017

Single-family Rent Growth Faster in Markets with Low Vacancies: One-percentage point lower vacancy rate leads to 0.5% faster rent growth

Frank Nothaft    |    Videos

Components of US Rental Stock


Rent growth varies across neighborhoods and over time. For this reason, rent-growth expectations are important not just for families who are deciding whether to rent or own their home, but also for investors who are trying to forecast net revenue on their housing investment.


U.S. Housing Policy Update: March 2017

Condo Lending

Jacqueline Doty    |    Videos

Jacquie Doty Video Blog


CoreLogic has taken a look at the state of condominium lending. Where things stand now… what's changing and what’s not…or at least not changing fast enough for some participants.

Through November of 2016, lending for condo purchases was running at an annual rate of $74 billion, or 8 percent of total purchase originations....

U.S. Economic Outlook: February 2017

63.4% Homeownership Rate in 2016 Was Lowest Since 1966

Frank Nothaft    |    Videos

Dr. Nothaft February Video


The erosion of homeownership has been one legacy of the housing boom-and-bust of the last decade. The homeownership rate peaked at 69 percent in 2004, inflated by relatively easy mortgage credit primarily provided by subprime and low/no-doc loan products. The drop in homeownership continued through 2016, with the homeowner rate just a tad above 63 percent,...

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