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LATEST CORELOGIC ECON TWEETS

Collateral Issues Are Third Most-Likely Cause of Mortgage Loan Denial

About 10-13 Percent of Appraisals are Below Pre-Closing Contract Price

Yanling Mayer    |    Housing Trends

Percentage of Appraisals

According to newly released 2015 Home Mortgage Disclosure Act (HMDA) data, collateral was the third most-frequently cited reason for denials of mortgage loan applications, or 13.7 percent on first-lien purchase mortgages for one-to-four family, owner-occupied homes – trailing distantly behind denials citing applicant’s debt-to-income ratio (23.4 percent) or credit history (20.4...

Big Changes with a New Administration and a New Congress?

Getting to 60 may be the Core Question

Stuart Pratt    |    Housing Policy

Capitol

The incoming Trump Administration and Republican-controlled Congress have important housing policy questions to consider. And to paraphrase Donald Rumsfeld, what we have so early after the election is a case of the known knowns and known unknowns.

We know that President-elect Trump is working through appointments, but what isn’t known is who will be appointed (or approved)...

Earthquake Risk: Spotlight on the Pacific Northwest

The Triple Threat of the Cascadia Subduction Zone

Maiclaire Bolton    |    Natural Hazard Risk

3 types of earthquakes associated

It was a cold, dark, wintery night in 1700 when the ground shook violently for several minutes during one of the largest earthquakes the world has ever experienced. This massive magnitude 9.0 earthquake ruptured the full length of the Cascadia subduction zone – a 1,000-kilometer (600-mile) long off-shore fault paralleling the west coast of North America, extending from mid-Vancouver...

Cash and Distressed Sales Update: August 2016

Cash Sales Accounted for 31 Percent of All Home Sales in August

Molly Boesel    |    Housing Trends

Cash Sales Share by Sale Type
  • The cash sales share fell 1.5 percentage points from August 2015
  • Of total sales in August 2016, distressed sales accounted for 7.3 percent and real estate-owned (REO) sales accounted for 4.6 percent
  • The REO sales share in August was the lowest for any month since August 2007

Cash sales accounted for 31.1 percent of total home sales in August...

FHA Reforms Bringing New Risks as Well as Rewards

Easing restrictions should drive increased volume, but spot loans will challenge insurance fund stability

Jacqueline Doty    |    Housing Policy

Ribbon Cutting

Now that President Obama has signed Federal Housing Administration condominium reforms into law, it is time to make a clear-eyed assessment of the risks and rewards that HR 3700 will bring.

It’s great that Congress has acted to ease regulations that made FHA condo loans more difficult to get. But are the proposed rules being discussed during the current comment period the...

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