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LATEST CORELOGIC ECON TWEETS

Housing Credit Index: First Quarter 2017

Loans Originated in the First Quarter Exhibit Slightly Higher Credit Risk Compared to the Previous Year

Archana Pradhan    |    Mortgage Performance

Corelogic Overall Housing Credit Index
  • CoreLogic’s Housing Credit Index (HCI) found mortgage loans originated during Q1 2017 exhibit slightly higher credit risk compared with the previous year but remained similar to early 2000s.
  • The average credit score for homebuyers increased 7 points between Q1 2016 and Q1 2017, rising from 734 to 741.
  • The average loan-to-value...

U.S. Economic Outlook: June 2017

Will Higher Mortgage Rates add to Loan Default Risk? Refi Credit Scores Dip 9 points For Each Half-Percent Rise in Mortgage Rates

Frank Nothaft    |    Videos

Dr. Frank Nothaft June Economic Outlook

Mortgage rates have risen since last summer to their highest level in two years.  Let’s explore how higher mortgage rates may affect the default risk of loans currently outstanding, as well as new originations.

Higher interest rates can lead to an increase in monthly payments on adjustable-rate mortgages, also called ARMs, and this “payment shock” can...

Loan Performance Insights Report Highlights: March 2017

Mortgage Delinquency Rate Falls to a 10-Year Low

Molly Boesel    |    Mortgage Performance

  • Early-stage delinquencies fell to the lowest level recorded back to January 2000
  • The current-to 30-day transition rate decreased in March 2017 from a year earlier
  • North Dakota had the lowest delinquency rate of any state

In March 2017, 4.4 percent of home mortgages were in some stage of delinquency, down from...

Downturn Refresher: What Happens When Prices Start Falling?

Cameron Kusher    |    International

Annual Change AU Blog

When we think about the housing market we tend to focus on when values rise but in the recent past values have fallen in each capital city; this week we look at the magnitude and duration of these falls in the past.

Throughout the past 20 years it has been much more common for combined capital city dwelling values to have been increasing than falling.  Although...

Borrower Equity Update: First Quarter 2017

Homeowner Equity Has More Than Doubled in Five Years

Molly Boesel    |    Property Valuation

  • National share of homes with negative equity fell to 6.1 percent in Q1 2017.
  • All states saw a decrease in negative equity share over the past year. 
  • Nevada saw the largest improvement in the negative equity share over the past year, falling 4.6 percentage points.

The amount of equity in mortgaged real estate...

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