Consumer Finance Solutions

Better gauge applicant credit risk, then customize lending practices to meet consumer needs while maintaining risk tolerance.

Receive alerts when an applicant has previous inquiries, open or paid charge-offs or open loans
Use our positive loan data to evaluate applicants based on past repayment history, current loan balance and total number of open loans
Access loan performance data for additional information about a consumer's credit performance

In addition to detailed credit performance history, more than 100 credit variables are returned to help predict credit performance.

Our scoring solutions bring consistency, control and speed to the approval process.

Successfully manage unbiased treatment of applicants
Increase approvals
Reduce operating costs
Improve customer service

Also, improve management of your portfolio by measuring and forecasting the impact of adjusting select lending policies.

Bank Account Validation

Checking data is designed to provide feedback regarding the validity of the data submitted, and the existence of multiple accounts for the same consumer or multiple consumers using the same account.

Fraud and Identity Verification

Obtain indicators of fraud related to non-traditional lending by validating Social Security information, access credit variables and reviewing fraud variables developed for sub-prime lenders.

CoreLogic Teletrack™ creates a seamless and efficient vehicle for processing loan applications using a more vigorous risk evaluation. Screen high-risk borrowers with limited credit histories using public record and other proprietary data.

Bank Data for Collections

CoreLogic Teletrack provides new bank data on the debtors in your portfolio. Teletrack helps increase your return on investment by returning cost-effective information for your skips.

Collectibility Models

Complete your scoring model with CoreLogic Teletrack data. Teletrack is the nation’s premier non-traditional consumer credit bureau. Our data is gathered from businesses that do not report to traditional credit bureaus. Teletrack can help you increase recovery rates, improve efficiency, control cost, and predict portfolio value.

DebtorTrace

Uses sophisticated data matching techniques to identify and compare a debtor’s reported phone and address to your existing contact information. When new data becomes available, we forward this information to you.

PeopleLocation

Compare your portfolio to our database. If new information is available, a customer service representative will contact you to confirm that the information is new and complete.

Portfolio Value

Complete your scoring model with CoreLogic® Teletrack™ data. When your statistical modeling and portfolio pricing leverages the Teletrack data, you get critical insight to help you make better decisions. Teletrack is the nation’s largest non-traditional consumer credit bureau. Our data contains charge-offs and paid charge-offs, consumers with multiple sub-prime inquiries, bankruptcy and landlord/tenant court records, as well as other fraud indicators gathered from businesses that do not report to traditional credit bureaus. We can help you increase recovery rates, improve efficiency, control cost, and predict portfolio value.

When you submit an inquiry, Teletrack goes to work:

Evaluates the type of applicant before applying specific predictive variables
Unites proprietary credit performance data from CoreLogic Teletrack—the industry’s largest single source of alternative credit performance data—along with traditional credit performance data and identity information
Leverages extensive datasets to identify and weigh the most predictive, relevant variables based on the type of applicant
Employs a three-digit score and reason codes, which are returned along with our Nontraditional Credit Report and summary attributes

Learn More

We unite traditional credit and scores data with our own credit performance information to help you:

Reduce exposure to high-risk accounts and maximize profitability
Increase speed by using less data for better decisions
Increase efficiency by quickly handling approvals/declines
Increase consistency across the organization
Increase approval rates

Four standard types of information are available:

Identifying information (SSN, names and aliases, known addresses)
Credit history
Public records
Inquiries

Learn More

Checking Data

Prevent check fraud and reduce losses by identifying red flags that may require further verification. We validate submitted checking data, and earmark multiple accounts for a single individual or multiple individuals who use the same account. We even alert you if a submitted Social Security Number (SSN) has previously been associated with an input routing and account number combination.

Learn More

Obtain indicators of fraud related to non-traditional lending by validating Social Security information, access credit variables and reviewing fraud variables developed for sub-prime lenders.

Learn More

Bank Data for Collections

CoreLogic Teletrack provides new bank data on the debtors in your portfolio. Teletrack helps increase your return on investment by returning cost-effective information for your skips.

Collectibility Models

Complete your scoring model with CoreLogic Teletrack data. Teletrack is the nation’s premier non-traditional consumer credit bureau. Our data is gathered from businesses that do not report to traditional credit bureaus. Teletrack can help you increase recovery rates, improve efficiency, control cost, and predict portfolio value.

DebtorTrace

Uses sophisticated data matching techniques to identify and compare a debtor’s reported phone and address to your existing contact information. When new data becomes available, we forward this information to you.

PeopleLocation

Compare your portfolio to our database. If new information is available, a customer service representative will contact you to confirm that the information is new and complete.

Portfolio Value

Complete your scoring model with CoreLogic® Teletrack™ data. When your statistical modeling and portfolio pricing leverages the Teletrack data, you get critical insight to help you make better decisions. Teletrack is the nation’s largest non-traditional consumer credit bureau. Our data contains charge-offs and paid charge-offs, consumers with multiple sub-prime inquiries, bankruptcy and landlord/tenant court records, as well as other fraud indicators gathered from businesses that do not report to traditional credit bureaus. We can help you increase recovery rates, improve efficiency, control cost, and predict portfolio value.

Consumer Finance Solutions

We have the alternative credit data you need.

Here's what we can do for you:

By Solution:

Credit Risk Assessment

Credit Scoring

Supplemental Data

Bank Account Validation

Fraud and Identity Verification

Public Record Data

Collection Data

Bank Data for Collections

Collectibility Models

DebtorTrace

PeopleLocation

Portfolio Value

By Product:

Non-Traditional Credit Reports and Scores

Traditional Credit Reports and Scores

Bank Account Validation

Checking Data

Fraud and Identity Verification

Skip-Tracing

Bank Data for Collections

Collectibility Models

DebtorTrace

PeopleLocation

Portfolio Value

Contact Sales

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Consumer Questions

Customer Service