Until now, credit reports drew information almost exclusively from lenders who report your payment performance on installment loans, revolving loans, and credit cards to the national credit reporting companies.
As a result, lenders' decisions have relied heavily on loan and credit card payment histories. But financial events and obligations can fall outside the traditional lending companies, which can expose creditors to unforeseen risk. On the flip side, lack of information on consumers who avoid traditional credit results in sparse credit files, which can mean lower credit scores and less accurate pictures of true creditworthiness.
Expanded Credit Report
Our CoreScore™ credit report supplements traditional credit reports with Fair Credit Reporting Act (FCRA) compliant information that paints a larger, more complete consumer credit picture. Updated continuously, the CoreScore credit report augments the information available from the traditional credit reporting companies.
