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According to the FBI, industry losses due to mortgage fraud continue to climb, reaching billions of dollars each year. Our 4506-T Direct solution can help minimize losses, and protect you from fraud and identity theft by verifying an applicant’s income.
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Our automated Income Verification Service enables lenders and servicers to obtain verification of borrower income in industry-leading time. This wholly automated process interfaces directly with the IRS to retrieve 4506-T reports as soon as they are available, streamlining the verification process and helping lower overall fraud and default risk.
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As an industry leader in traditional property valuations, our nationwide network of highly qualified appraisers and quality-assurance professionals deliver accurate appraisals that comply with regulatory, secondary market and customer-defined standards.
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CoreLogic Credco can automatically screen your customers against the most current Office of Foreign Assets Control (OFAC) list of terrorists, drug traffickers and money launderers, and deliver results with each credit report.
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CoreLogic can manage the delivery of documents, images and data to attorneys representing mortgage servicers in bankruptcy actions.
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BuyerID Advanced quickly searches, cross-checks and verifies the identity of your customers. It delivers a color-coded risk indicator so you can quickly and easily evaluate each customer before you sell them a car.
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BuyerID Alert enables you to quickly confirm a customer’s identity by verifying their Social Security Number, address, and telephone number. Automatically delivered with your customer’s credit report.
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Automatically delivered with every credit report, BuyerID Index provides a three-digit numeric score (ranging from 000 to 999) that indicates the level of risk associated with that customer.
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Data Repository is the first analytics tool powerful enough to cut through mountains of raw loan data and produce immediate, accurate conclusions.
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We offer cost-effective valuation options that allow you to choose from a full line of distressed property valuation products and services, including AVMs, BPOs, appraisals and analytics tools. Our nationwide reach and full product selection helps you validate pricing strategies and ensure higher rates of return.
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DefaultRisk uses predictive analytic scoring technology to help you pinpoint the mortgage loans with increased default risk propensity based on property, borrower risk, borrower affordability and geographic risk variables.
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Our desktop appraisal solutions provide a fast, economical valuation option for low-risk loan processing, portfolio analysis and quality control.
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ENCORE is a whole new dimension in modern consumer data reporting that lets you make faster, more insightful business decisions than ever before. All in a single transaction.
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ePropertyWatch from CoreLogic revolutionizes relationship-building in the real estate industry. The mutually beneficial combination of up-to-date property information and branded messaging delivers an exceptional value proposition.
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ProScan IQ is a monthly aggregated report that helps protect your business from mortgage fraud. One of the most reliable and unique fraud analysis reports available, ProScan IQ gives you a window into the quality of loan application data coming in through one or more of your origination channels.
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A relationship exists between every piece of information on a loan application—from income to valuation, owner occupancy to employment—that adds up when the borrower is genuine and qualified.
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FraudMark for Investment Banking is part of a suite of fraud detection software designed to bring next generation fraud solutions to all parts of the mortgage industry. By using limited bid tape data, FraudMark enables you to decrease fraud risk in investment portfolios by automatically assessing the fraud risk in a total pool of loans available for sale. It also identifies the fraud risk of individual loans so that those with the highest associated risk can be selected for further investigation during the due diligence process.
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Our hybrid valuation products bridge the gap between automated valuation models (AVMs), broker price opinions (BPOs) and drive-by appraisals. These cost-saving solutions offer quick turnaround times and the knowledge of an experienced professional to determine property values.
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Using state-of-the-art behavioral analysis that reveals suspicious patterns, IdentityPro assesses a borrower’s likelihood to commit lending fraud.
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IncomePro® provides lenders the necessary information to obtain fast, objective and predictive reasonableness checks for better managing loan risk.
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LoanSafe 2.0 is a web-based loan evaluation tool that rates overall lending risk using unparalleled analytics, backed by the nation’s largest database of loan and homeownership information. The tool is quick, effective and easy to use, providing at-a-glance graphic risk indicators and straightforward alerts with explanations and recommended actions.
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LoanSafe Fraud Manager uses patented predictive-analytics scoring technology and exposes suspicious mortgage loans at the application stage, enabling you to quickly identify each loan’s fraud risk prior to funding. In addition, LoanSafe Fraud Manager can be used to analyze portfolios, so you can spot questionable loans and take proactive steps to prevent early payment defaults and buybacks.
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LoanSafe Risk Manager Suite includes LoanSafe Collateral Manager and LoanSafe Fraud Manager. Working in tandem, these solutions minimize collateral risk and maximize fraud detection—an unbeatable combination that reduces losses from early payment defaults and buybacks.
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Complete your files or append information and analytics for business analysis. You can improve workflow efficiency and reduce costs by accessing the nation's largest property and ownership database.
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OneCheck is the industry’s most flexible and comprehensive suite of merchant verification and risk mitigation solutions. OneCheck combines, sorts and delivers hundreds of data elements into a single comprehensive report. Streamline your approval process with our core solution, QuickCheck, which instantly prequalifies your merchant in real-time. We also offer a variety of supplemental verification and screening FullCheck products to better fit your needs.
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The Multi-Closing Alert Program helps lenders identify and stop multi-lien fraud, also known as “shotgun” fraud. The Multi-Closing Alert Program monitors all participating institution loan applications and pending closing activity and electronically notifies them of multiple activities occurring on a single residential property.
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Our Natural Hazard Databases offer a regularly updated, geospatially precise and scientifically validated source of natural hazard Information.
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PreQualPro quickly and accurately analyzes a property’s collateral value against a value estimate. This mortgage analytic tool helps originators and brokers more efficiently manage time and cost, significantly increasing pull-through rates and decreasing costly fall-outs.
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ProScan Alert, a convenient ID verification tool, helps you prevent identity theft before it happens.
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ProScan ID provides a convenient, automated means to help you meet compliance requirements for the Customer Identification Program (CIP) and the Red Flags Rule. Together, they help answer the critical question, “Is your customer who they say they are?”
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ProScan Index, a risk-based identity verification tool, helps you prevent identity theft before it happens.
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Based on your actual customer loan application data, ProScan IQ is a monthly aggregated report that can help you identify trends in fraud, and mitigate potential risk.
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ProScan OFAC helps ensure that your business doesn’t unknowingly aid in terrorist financing. Specifically, it’s a quick and easy way to help your business satisfy the USA PATRIOT Act’s Customer Identification Program (CIP), Office of Foreign Assets Control (OFAC) and Red Flags Rule compliance requirements.
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Automated Social Security number (SSN) verification directly through the Social Security Administration (SSA). ProScan SSN gives you direct, reliable access to the SSA for exact verification of your applicant’s SSN. ProScan SSN is a 100-percent fully automated online solution that delivers real-time, accurate results 24/7.
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ProScan XL lets you check applicants against more than 25 domestic and international lists of known or suspected terrorists and money launderers. This customizable solution helps you comply with the Office of Foreign Assets Control (OFAC), Bank Secrecy Act (BSA) and the USA PATRIOT Act.
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Access 97 percent of all U.S. real estate transactions delivering unmatched coverage, accuracy and 24/7 availability via RealQuest.com from CoreLogic.
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Powered by Compli and developed in consultation with Michael Benoit of Hudson Cook, LLP, Red Flag Manager is designed exclusively to help dealerships draft, rollout, train, monitor and report on their unique Red Flag Program.
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The Red Flags Rule requires your dealership to implement an identity theft prevention program. CoreLogic Credco’s Red Flag Solution offers the tools you need to help you protect your dealership.
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Our Red Flag Compliance Solution is designed to help U.S. lenders and brokers comply with the Red Flags Rule, the FTC’s new regulation requiring finance and credit institutions to develop programs to combat identity theft. Our compliance solution combines fraud analysis, identity verification and Fair and Accurate Credit Transactions (FACT) Act fraud alerts.
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Complemented by Red Flag Manager, Red Flag Viewpoint is an integrated online reporting dashboard that combines, summarizes and delivers easy-to-read reporting on your Red Flags compliance efforts.
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Short Sale Monitoring Solution protects lenders from avoidable losses resulting from short-sale fraud and underpricing. PrecIosing, Short Sale Monitoring Solution protects against fraud by letting you know when other loan applications exist on a property pending short sale. Postclosing, the service alerts you when a short-sale property resells for a higher price.
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Our SSN Verification Service validates Social Security numbers (SSNs) in real-time by submitting transactions to the Social Security Administration (SSA).
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Comprehensive transaction and nontransaction tax databases for accurate tax jurisdiction assignments.
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ThirdParty Scorecard is the first and only industry-wide solution enabling mortgage originators to grade the risk of loans submitted by an agent.
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TrueLTV automates accurate property value discovery by revealing and evaluating hidden liens. Lenders, servicers, secondary market professionals, issuers, investors and insurers can evaluate the complete impact of HELOCs and other mortgage liens, including hidden silents, piggybacks and borrower-initiated liens, then look beneath the surface to assess likely loan performance.
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Vector is a configurable, intelligent and secure risk management tool that allows real estate and mortgage professionals to automate mortgage risk policies. Automatically detect fraud, enforce mortgage underwriting rules and assess loan quality in seconds, significantly reducing your costs and process time.
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CoreLogic CREDCO Verification of Employment (VOE) services help prevent fraudulent attempts at obtaining a loan, and save you time by providing a reliable and streamlined way to verify an applicant’s employment information.
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Watch Suite was created to provide a complementary view of fraud risk associated with entities involved in the loan origination process as well as patterns across loans.
