-
According to the FBI, industry losses due to mortgage fraud continue to climb, reaching billions of dollars each year. Our 4506-T Direct solution can help minimize losses, and protect you from fraud and identity theft by verifying an applicant’s income.
-
As part of our Anthem Suite of Services, the Anthem Report offers the most cost-effective mortgage credit reporting solution for consumers with little or no credit history.
-
We deliver fast, convenient single-source access to all three national credit bureaus - Experian®, TransUnion and Equifax® - to streamline the F&I and sales processes at your dealership.
-
Our Broker Certification Services offer a convenient, fully customizable, cost-effective solution for meeting compliance requirements. We collect, review and certify broker certifications, allowing you to focus on your core business.
-
Our Builder Credit Report is a fully investigative report especially designed for construction lenders. Structured similarly to a Residential Mortgage Credit Report, it reviews contract and builder information, including supplier, subcontractor, banking and client references.
-
Credit Monitoring reviews the consumer’s credit file on an ongoing basis for changes. Changes will typically result in an "activity" notification to the consumer, which can act as an early form of identity theft detection in some cases. We offer 1B and 3B credit monitoring options.
-
We offer the 1-bureau and the 3-bureau credit reports that contain data from the three national credit-reporting agencies, Experian, TransUnion and Equifax. Our credit reports are designed for the consumer.
-
The scores included with our credit report are modeled on a variety of algorithms and are based on the same information in the credit file from the three national credit-reporting agencies.
-
The Court Record Report consists of a search into county, state, national and federal criminal records. Our comprehensive database includes felonies, misdemeanors, incarcerations and traffic violations.
-
Offered exclusively from CoreLogic Credco, Credit Advantage goes beyond the credit report by providing the key consumer demographic and lifestyle information you need to put your customers in the right vehicles.
-
We make it easy to comply with federally mandated consumer notifications. Our Credit Score Disclosures and Notice to Home Loan Applicants are FACT Act compliant, and can be automatically generated with every Instant Merge report.
-
The What-If Simulator is a credit score simulator that allows the consumer see what is likely to happen to their score before taking action. This tool is used to predict scenarios beforehand and helps consumers make more informed decisions that may lead to better interest rates.
-
Reynolds and Reynolds® is partnered with CoreLogic Credco to provide CreditMaster®, the industry’s easy, one-stop access to credit reports. CreditMaster is fully-integrated into your Reynolds ERA® and POWER systems.
-
CreditXpert is a suite of intelligent software solutions that help you uncover more lending opportunities. CreditXpert helps you approve more applicants and eliminate guesswork by providing helpful insights, predictions, and more thorough credit analysis.
-
Our call center agents maintain FCRA-certification as administered by the Consumer Data Industry Association (CDIA) of which we are a member.
-
Managing membership programs is what we do, and retaining members is our focus. Our FCRA-certified agents are retention-oriented and committed to delivering a consistently high standard of customer service.
-
Data Repository is the first analytics tool powerful enough to cut through mountains of raw loan data and produce immediate, accurate conclusions.
-
Professional screening services for verifying, certifying and recertifying new brokers, appraisers and other real estate professionals.
-
ENCORE is a whole new dimension in modern consumer data reporting that lets you make faster, more insightful business decisions than ever before. All in a single transaction.
-
In the event your consumers become victims of identity theft, our white-glove restoration service will be there to assist them in remediating their issues. Our agents will evaluate the type of fraud that occurred and provide consumers with a detailed action plan that will act as a guide until their identity is restored.
-
Identity theft insurance provides peace of mind to consumers worried about identity fraud. We offer coverage limits of $25,000 and $1,000,000 under our master policy.
-
Our authentication tool instantly verifies a consumer’s identity while the consumer is conducting secure transactions online and at call centers. We use Experian’s authentication model for online authentication, which is accepted by all three credit-reporting agencies.
-
Instant Merge is the most widely available and accepted merged credit reporting solution in the mortgage industry. Combining credit data from one, two or all three national credit bureaus into a convenient single report in a common format, it’s an ideal fit for most lending situations.
-
We combine credit data from one, two or all three national credit bureaus into a convenient single report, giving you an accurate and balanced representation of your borrower’s credit history without negatively impacting credit scores.
-
Our Internet surveillance tool scours thousands of criminal websites, chat rooms and bulletin boards looking for illegal selling or trading of consumers’ personal information.
-
LienWatch is an early distress notification solution that monitors a portfolio for delinquency or foreclosure, identifies the primary and secondary positions, and provides all recorded information.
-
The Market Opportunity Report helps uncover business opportunities you might not find through traditional underwriting practices. The report, which provides an analysis on your loan production volume, can help you identify additional business you could be getting from consumers with little or no credit history (thin-file consumers).
-
OneCheck is the industry’s most flexible and comprehensive suite of merchant verification and risk mitigation solutions. OneCheck combines, sorts and delivers hundreds of data elements into a single comprehensive report. Streamline your approval process with our core solution, QuickCheck, which instantly prequalifies your merchant in real-time. We also offer a variety of supplemental verification and screening FullCheck products to better fit your needs.
-
An upgrade to our Instant Merge credit reporting solution, Merge Plus is a supplemental report that provides details on one to three flagged items from the Instant Merge report. It saves residential and commercial mortgage lenders time and money by researching the credit of borrowers who don’t need a full RMCR.
-
The Mortgage Credit Report, also known as Verification of Mortgage (VOM), is documentation of a borrower's mortgage payment history that is often required when applying for a loan. It’s used to verify existing mortgage balances and monthly payments, and to check for any late payments on the account.
-
Our data creates a personalized report showing any payday loans or quick cash loans that were obtained using the consumer's social security number. Subsequent to the initial report, we also offer onoing monitoring of the data, which creates a recurring billing opportunity for our partners
-
PreQualPro quickly and accurately analyzes a property’s collateral value against a value estimate. This mortgage analytic tool helps originators and brokers more efficiently manage time and cost, significantly increasing pull-through rates and decreasing costly fall-outs.
-
The industry’s most sophisticated prepayment scoring platform, PreTell automatically provides current—even real-time—scoring that predicts the likelihood mortgages will prepay short term with unprecedented accuracy. PreTell goes beyond traditional prepayment forecasting with advanced analytics that scrutinize all influencing factors, from loan performance to property history and household demographics.
-
The Public Record Report features various data elements, including names, aliases and address history associated with a consumer's social security number. This product is typically positioned as an additional identity theft check.
-
Rapid ReCheck speeds up the bureau-level update process. Rapid ReCheck provides fast, permanent updating of national repository records—and an updated FICO score—so you can respond faster with the right loan products for your clients.
-
Residential Mortgage Credit Report (RMCR) is our most comprehensive and complete credit solution. Meeting or exceeding Fannie Mae, Freddie Mac, HUD and industry standards, it’s the ideal report for complex credit histories that require verification of four or more items.
-
Our security breach service, Security Incident Response Notification (SIRN), was developed to help businesses effectively prepare to respond to a security incident by minimizing the impact on their consumers and their businesses.
-
We take pride in consistently adding value and delivering excellence in key functional areas that drive your product or service.
-
TrueLTV automates accurate property value discovery by revealing and evaluating hidden liens. Lenders, servicers, secondary market professionals, issuers, investors and insurers can evaluate the complete impact of HELOCs and other mortgage liens, including hidden silents, piggybacks and borrower-initiated liens, then look beneath the surface to assess likely loan performance.
