As part of our overall RESPA solution, InstantData® assists with calculating the monthly tax escrow payment and tax amounts to help quickly and accurately prepare the Good Faith Estimate (GFE), so your clients have the accurate tax information needed for closing loans fast.
New regulations in effect January, 2010 require originators and closers to achieve higher levels of accuracy in estimating closing costs and comparing them with HUD-1 settlement statements.
This fully-automated solution provides you with centralized, real-time access to one of the largest, tax information databases in the industry. When your tax data is returned, all calculations are customized based on your estimated closing date and escrow procedures. This robust database maximizes the number of results returned so you receive accurate results in a matter of seconds. You benefit from reduced error counts along with improved query and response times. You’re also able to reallocate your time spent searching for tax information and calculating GFE to more profitable initiatives.
InstantData is available as a totally automated solution, interactively through our web portal, or via XML call.