LoanSafe Risk Manager™ Suite

Unsurpassed Precision in Mortgage Risk Detection

Residential mortgage risk presents itself in many shapes and forms; requiring lenders, servicers and investors to remain agile and use the most advanced detection and decision solutions available – all while keeping costs low and efficiency high.  LoanSafe Risk Manager™ from CoreLogic® answers the need by combining industry leading data, analytics and patented pattern recognition technology in one easy-to-implement risk mitigation report.

Dual Analysis for Comprehensive Risk Evaluation

LoanSafe Risk Manager is a mortgage risk analysis report which employs a multi-layer process designed to address the dynamic nature of mortgage risk – targeting both collateral threat and fraudulent activity. LoanSafe Collateral Manager™ and LoanSafe Fraud Manager™ work in tandem within LoanSafe Risk Manager, simultaneously minimizing your collateral risk, maximizing fraud detection and meeting your compliance requirements.

LoanSafe Fraud Manager

  • Patented pattern-recognition fraud model built with contributed fraud outcome data for the most effective approach to uncovering systemic fraud
  • Powered by the CoreLogic consortium database -  over 100 million loan applications - giving you unparalleled insight into fraud characteristics
  • Tthird-party monitoring, alerting operations to risky behavioral changes
  • Alerts paired with accurate, material data drive the loan review – generating a consistent and repeatable process

LoanSafe Collateral Manager

  • Single-source for accessing listing information, comparable property data, condo/hotel database, lien release data and beyond
  • Leverages an industry-leading automated valuation engine and LoanPerformance™ HPI from CoreLogic
  • Delivers the ability to measure the risk of foreclosure and increase loss severity specifically related to mortgage collateral
  • Market analysis helps you determine the accuracy and sustainability of the provided property valuation

Quickly Assess Each Application for Multiple Facets of Risk

  • Income Falsification
  • Identity Fraud/Theft
  • Employment Inconsistencies
  • Owner Occupancy
  • Inaccurate Valuation
  • Undisclosed Debt
  • Straw Borrowers
  • Collateral and Market Risk
  • Third Party Certification
  • Valuation Risk/Property Flipping

Click Here to explore the features of the LoanSafe Risk Manager Report

Contact a Solution Expert

Are You Ready to Get Started?

866.774.3282

Contact us now to speak with a representative and discover why CoreLogic leads the industry in mortgage risk mitigation solutions.

With LoanSafe Risk Manager:

  • Reduce Exposure to Mortgage Fraud and Collateral Risk with One Solution
  • Get a Patented Pattern-Recognition Fraud Model Built with Contributed Fraud Outcome Data
  • Reduce Early Payment Default and Repurchase Requests
  • Easily Validate Appraised Values and Property Flipping
  • Focus Prevention Resources on High Risk Applications
  • Customizable to Your Processes and Risk Threshold
  • Flexible Delivery Options via Batch, XML, web-based platforms or LOS

Powerful Features to Streamline Your Fraud Mitigation Efforts

LoanSafe Risk Manager utilizes a patented fraud model that analyzes trends based on mortgage application data and contributed fraud outcomes, coupled with a comprehensive analysis of the subject property and surrounding market – resulting in a thorough view of mortgage risk with unprecedented accuracy.

Mortgage Risk Scores

The Fraud and Collateral Risk Scores give instant transparency into the likelihood that a loan file contains material misrepresentation and the degree of foreclosure risk associated with the subject property. Use these scores to tailor the review process accordingly.


Review Alerts and Recommendations

Collateral based appraisal review and fraud alerts highlight specific areas of borrower or participant inconsistency, while appraisal review alerts focus on areas of property or market concern. Each alert offers coinciding recommended actions that direct reviewers to the next step for further investigation or clearing. Alerts can be customized to your review processes and risk threshold, making LoanSafe Risk Manager a unique tool that conforms to your business practices.

 

Understand and Evaluate Borrower Risk

Get a thorough analysis of the most common fraud risks associated with a borrower.

  • Identity Detail: Validates the borrower’s Social Security Number and scans for other identities
  • Income Detail: Analyzes the reasonableness of the borrowers reported income.
  • Loan Application Summary: Discern if your borrower is linked to other properties which may not be disclosed in the loan application.

Ensure Third Party Compliance

Validate broker, loan officer and other participant information against state and federal databases, as well as your own. LoanSafe Fraud Manager will check:

  • NMLS Registration
  • OFAC
  • GSA
  • HUD
  • And More!

Quickly Analyze Market Data and Property Location

A valuation and street map visually details the subject property’s location and proximity to 15 nearby comparable sales. Variations in map shading provide reviewers with a visual representation of property values within the area.

Area Map

Single Source for Property Data

Subject and comparable property characteristics, ownership and deed history, mortgage history, foreclosure information and more are combined into a single report section. Reviewers can quickly pinpoint any inconsistencies or unusual patterns in the market, and easily view comparable property data against the subject property.

Nearby Sales: Full Value

WHY CORELOGIC IS THE RIGHT CHOICE FOR YOUR BUSINESS

Risk mitigation solutions are only as good as the data behind them - and CoreLogic solutions draw from the most current, complete and relevant property data collection available. In addition, LoanSafe Risk Manager incorporates data from the nation’s largest contributed loan-level database, including:

  • Mortgage Fraud Consortium with contributed fraud outcome data and 100 million loan applications
  • Publicly recorded data on 99% of U.S. properties
  • Built on the LoanSafe® market-leading proprietary risk, undisclosed debt and multi-lien platform

CoreLogic leverages this data, analytics and experience to deliver the solutions that help our clients achieve their business goals. We are ready to help you achieve your business goals. 

Contact us today at 866.774.3282 to get started.

Contact a Solution Expert

Are You Ready to Get Started?

866.774.3282

Contact us now to speak with a representative and discover why CoreLogic leads the industry in mortgage risk mitigation solutions.

With LoanSafe Risk Manager:

  • Reduce Exposure to Mortgage Fraud and Collateral Risk with One Solution
  • Get a Patented Pattern-Recognition Fraud Model Built with Contributed Fraud Outcome Data
  • Reduce Early Payment Default and Repurchase Requests
  • Easily Validate Appraised Values and Property Flipping
  • Focus Prevention Resources on High Risk Applications
  • Customizable to Your Processes and Risk Threshold
  • Flexible Delivery Options via Batch, XML, web-based platforms or LOS

Product Information Request

Fill in the form below to have an associate contact you. A complete form allows us to respond quickly and appropriately. Information will be used only in responding to your inquiry.

Fields marked * are required

Please Enter Your Details
  •  
  •