The Mortgage Credit Report, also known as Verification of Mortgage (VOM), is documentation of a borrower's mortgage payment history that is often required when applying for a loan. It’s used to verify existing mortgage balances and monthly payments, and to check for any late payments on the account.
The Mortgage Credit Report is an upgrade to Instant Merge, the most widely available and accepted merged credit reporting solution in the mortgage industry. Instant Merge offers a wide range of product upgrades to provide a more thorough credit analysis.
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