Property ownership information is an important, yet often overlooked, component of overall credit worthiness. Credit reports only list mortgage balances, but fail to link them to the real estate asset that backs them--the current value, characteristics and recent activity for each property—which help signal borrower motivations. OwnerConnect uses powerful data and analytics to connect mortgage information to property data sources for all borrower-owned properties, disclosed or not. Whether screening applicants, creating offers or evaluating your portfolio, OwnerConnect helps reveal borrowers’ property values, lien information, mortgage activity and occupancy.
Highlights:
Uncover Hidden Properties – Linking a complex combination of lender, credit and public records information, we can help uncover properties for an accurate ownership picture.
Predict Occupancy – OwnerConnect links accurate property valuation and characteristics data to address histories to help you verify (or expose) borrower occupancy.
Spot Pending Activity – We present all pending activity on each property to signal the possibility of ulterior motives or fraud that might otherwise go unnoticed.
Understand related liens – OwnerConnect compiles voluntary lien information for each property to estimate CLTVs and identify terms for first and second liens.
