Vector™ is a configurable, intelligent and secure risk management tool that allows real estate and mortgage professionals to automate mortgage risk policies. Automatically detect fraud, enforce mortgage underwriting rules and assess loan quality in seconds—significantly reducing your costs and process time.
Vector Power – Clarity, Consistency, Confidence
Vector simplifies the automation and management of rules-based, resource-driven analytics for companies at every stage of the real estate and mortgage process.
Apply your underwriting guidelines consistently across multiple valuation methodologies.
Automate AVM testing across markets, and use built-in public record data to get the most accurate and current reference values.
Optimize AVM use for accuracy and hit rate.
Monitor for overvaluation by running the fraud and loan quality tool on all of your loans. You can also order appraisal review products “scientifically” rather than by random selection.
Remove high-risk loans from your portfolio.
Save Money, Prevent Mistakes
Vector enables even nontechnical users to oversee the most complex business processes with maximum efficiency and minimum confusion, providing:
Rules Management, Results Optimization
Administrators manage user accounts and set company-wide priorities and parameters. Users operate within these parameters, automatically following company policies and optimizing results.
Transaction Management, Transparency
Vector controls multiple data resources and analytics program from its easy-to-use interface, focusing transactions and minimizing mistakes. Auto-archived user and performance data provide complete, easily audited transparency.
Custom Reporting, Auto Notifications
Vector’s simple reporting tool offers easily customizable management reports with email auto-notifications. Emails can be scheduled on a one-off or regular daily, weekly or other frequency basis.
Change Management, Regulatory Compliance
Vector’s “Rule History” and auto-archiving automatically maintain audit trails for internal process assessment, change management and regulatory compliance.
Out-of-the-Box Stability, Security
Vector can be in production—with your company rules in place—in as little as 24 hours (or in minutes for testing only). Vector comes complete with Ingrian/SafeNet data security and Secure Socket Layer (SSL) encryption.
Vector’s rules management screens let users define analytics scoring parameters—without hassle.
Getting Started with Vector
An out-of-the-box solution, Vector is available online with full functionality on day one. To follow your unique business practices, however, it must be rules-customized—a fairly simple process you can manage yourself or use our integration manager to accomplish. Once you're up and running, we can provide staff training and as much operational expertise as you need.