Property-level Natural Hazard Risk and Tax Information | Insurance Data at your Fingertips
Accuracy matters
When it comes to assessing hazard risk, accuracy and granularity matter. There’s nothing more precise than parcel-level data, and for quick and accurate underwriting decisions having a property-level insurance solution at your fingertips is a must. Xiance™ Desktop from CoreLogic is a natural hazard and tax solution that takes the most precise risk data in the industry and delivers it on the desktop to help you make smarter decisions when you write business. Our clients have been enjoying the benefits of improved risk management, profitability and compliance accuracy for years—is it time for you to right-size your book of business with the same intelligence they’re using? If your providers aren’t giving you real-time access to parcel-level data, they aren't giving you the agility and precision you need.
Two ways to assess natural hazard risk
Xiance Desktop is has two components:
- The Batch Wizard allows you to easily load and configure an address file to match and append the selected hazard or premium tax data.
- The Map View lets you search by property to map an address and view the associated hazard risk and tax data.
The solution provides you the flexibility to access the data by peril and on a transaction basis to quickly and easily get the precise data you need in a budget friendly way. Using Xiance Desktop makes it easy to incorporate parcel-level natural hazard and tax data into your underwriting process—with no IT implementation required.
Key benefits:
- Correctly identify properties at the parcel-level and append hazard risk data affecting the property
- Understand risk at the most granular level possible—don’t rely on arbitrary buffers when you can make assessments at the actual property-level
- Ensure regulatory compliance with states requiring tax payments
- More precise information makes it easier to determine which properties to write or not
- Understand the distribution of risks throughout a book of business
- Easily run your address file (Batch Wizard) or view single address locations (Map View)
- Get the most up to date natural hazard and tax data and information CoreLogic provides via GSE Real Time
- Submit requests without having to create your own spatial queries or load all the data locally
- Evaluate and assess risk without requiring a resource-intensive IT implementation
Property-level hazard risk assessment
Xiance Desktop can help you understand the following types of natural hazard risk:
Additionally, you can access Tax data via the Xiance Desktop including:
- Transaction taxes: Sales and Use, Leasing, Utilities, etc.
- Non-transaction taxes: Payroll and personal
- Special tax districts
- Tax boundaries: County, schools, township and municipal
