18 out of 20 top lenders trust CoreLogic Credco for innovative consumer information and credit reporting solutions. For more than 50 years, our leading consumer information solutions have enabled top lenders to make sound, agile business decisions. Today, we continue to identify new technologies, and create new products, to help our customers make smarter business decisions across an ever-changing marketplace.
In 1989, CoreLogic Credco revolutionized the mortgage industry with the introduction of Instant Merge®, the world’s first fully automated 3-bureau merged credit reporting solution. Instant Merge has become the most popular credit reporting solution across multiple industries, and has since inspired a growing family of intelligent, data-driven products designed to reduce risk and improve business performance.
Today, one out of every two credit reports processed in the mortgage industry is an Instant Merge report, and is the preferred choice of secondary market investors.
Determine traditional credit-worthiness of applicants
A powerful tool that can help you meet Fannie Mae Guidelines surrounding their Loan Quality Initiative (LQI).
An FCRA credit report that delivers exclusive next-generation data intelligence that automatically and accurately provides consumer information from hundreds of data sources.
An supplemental credit report designed to augment the information provided in traditional credit reports. Available with an industry-first composite FICO Mortgage Score
Maintain compliance with FACT Act, Score Notifications to consumers in connection with home loan applications CSD Notifications
A mortgage credit report for complex histories that require additional investigation.
A detailed credit report that provides additional details on one to three items on an Instant Merge report
A credit report that provides documentation of a borrower's mortgage payment history - often required when applying for a loan
Fast, bureau-level updates of incorrect credit report information
Deliver relevant creditor information
Uncover opportunities to improve credit ratings