Homebuying

Blog

Deciding to buy a home is one of the biggest financial decisions most people ever make and can be intimidating, especially for first-time buyers. CoreLogic’s data-driven, expert insights into housing market trends helps home shoppers navigate what can sometimes be a difficult and stressful process. CoreLogic’s blogs explore the topics that are most important to homebuyers, including national, state and metro level price changes; interest rate movements and national migration patterns. Our research equips homebuyers with the facts that helps make one of life’s largest decisions a bit easier. Read previous CoreLogic blog posts for homebuyers.
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June 1, 2022

Share of Non-Qualified Mortgages Increases in 2022, According to Co...

Non qualified mortgage loans have helped creditworthy borrowers who cannot otherwise qualify for traditional mortgage loan programs.

May 5, 2022

Price-to-Rent Ratio: A Signal of Overvaluation

Price growth that outstrips rent gains over an extended period could be a sign that homes are overvalued if capitalization rate had remained unchanged.

May 4, 2022

What Do You Know About PACE, A Once Fast-Growing Home Improvement L...

PACE is an abbreviation for Property Assessed Clean Energy. PACE loans provide financing for green and renewable energy home improvements, although it is not limited to such. Retrofitting properties with energy upgrades is costly, and PACE provides incentives such as 100% long-term financing.

April 29, 2022

Is the Adjustable-Rate Mortgage Making a Comeback?

Between December 2020 and March 2022 the average mortgage rate on 30-year, fixed-rate mortgages jumped up by 149 basis points or 1.49%, whereas rates on 5/1 adjustable-rate mortgages increased by only 40 basis points for the same period. This increase in mortgage rate on FRM is incentivizing buye...

September 1, 2021

Solved: One of Property Data’s Biggest and Oldest Challenges

The property identification crisis has been a topic of research and debate for decades. With CLIP, we are uniquely positioned to address the challenge.

July 29, 2021

Appraisal Gap Increases in “Hot” Markets

In studying the appraisal gap, we see several interesting correlations between home price appreciation, buyers paying more than listing price and buyers paying more than the appraised value.

February 10, 2021

The Surprising Way Retailers Use Property Data to Stay Ahead of the...

In a year defined by operational challenges and disruption, changes in consumer behavior challenged the retail industry to test their online capabilities. Decreasing in store traffic and increasing online demand also created its own set of operational challenges. Supply chains struggled to handle...

December 17, 2020

Modernizing The Housing Economy

Using Technology to Navigate the Next Decade COVID-19 has fundamentally reshaped the ways we work, the ways we do business and the ways we interact with each other. How can you be on the forefront of this wave of change? In a new whitepaper, Modernizing the Housing Economy, CoreLogic® explores so...

December 17, 2020

Extracting Property Quality and Condition from Real Estate Agent&#8...

Quality and condition are two key components used to determine the value of a residential property. A newly renovated home that has a gourmet kitchen and an updated bathroom will be much more expensive than a similar home with only above-average quality and condition. Unfortunately, these two fac...

June 3, 2020

The Value of Client Relationships Across the Real Estate Industry

In the modern real estate economy, service clients, like lenders, insurance carriers and appraisers, are under tremendous pressure to grow business with less resources. This reality has been magnified as the world deals with the global coronavirus (COVID-19) pandemic. To the best of our ability, ...

March 4, 2020

Is the Yield Curve Slope a Leading Indicator of the Housing Market?

One yield spread that is closely monitored by most economists is the difference between the yield on the 10-year Treasury bond and the yield on the 2-year Treasury bond. The typical shape of a yield curve has yields rising with bond term, that is, the 10-year-to-2-year spread is positive.  A...

January 16, 2020

Private-Label RMBS Performance: Non-QM Focus

In early 2018, we reviewed how RMBS 2.0 issuance volumes in the Private-Label Residential Mortgage Backed Securities (PLRMBS) market had shifted towards the Non-Performing Loans (NPL) and Re-Performing Loans (RPL) along with emerging non-QM as early as 2015.  In less than two years since tha...