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Homebuying

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Deciding to buy a home is one of the biggest financial decisions most people ever make and can be intimidating, especially for first-time buyers. CoreLogic’s data-driven, expert insights into housing market trends helps home shoppers navigate what can sometimes be a difficult and stressful process. CoreLogic’s blogs explore the topics that are most important to homebuyers, including national, state and metro level price changes; interest rate movements and national migration patterns. Our research equips homebuyers with the facts that helps make one of life’s largest decisions a bit easier. Read previous CoreLogic blog posts for homebuyers.
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December 17, 2020

Extracting Property Quality and Condition from Real Estate Agent&#8...

Quality and condition are two key components used to determine the value of a residential property. A newly renovated home that has a gourmet kitchen and an updated bathroom will be much more expensive than a similar home with only above-average quality and condition. Unfortunately, these two fac...

June 3, 2020

The Value of Client Relationships Across the Real Estate Industry

In the modern real estate economy, service clients, like lenders, insurance carriers and appraisers, are under tremendous pressure to grow business with less resources. This reality has been magnified as the world deals with the global coronavirus (COVID-19) pandemic. To the best of our ability, ...

March 4, 2020

Is the Yield Curve Slope a Leading Indicator of the Housing Market?

One yield spread that is closely monitored by most economists is the difference between the yield on the 10-year Treasury bond and the yield on the 2-year Treasury bond. The typical shape of a yield curve has yields rising with bond term, that is, the 10-year-to-2-year spread is positive.  A...

January 16, 2020

Private-Label RMBS Performance: Non-QM Focus

In early 2018, we reviewed how RMBS 2.0 issuance volumes in the Private-Label Residential Mortgage Backed Securities (PLRMBS) market had shifted towards the Non-Performing Loans (NPL) and Re-Performing Loans (RPL) along with emerging non-QM as early as 2015.  In less than two years since tha...

January 13, 2020

Expiration of the CFPB’s Qualified Mortgage (QM) GSE Patch – Part V

Further insights on balancing risks (loan delinquency) and benefits (mortgage credit access) in the QM Safe Harbor, following expiration of the GSE Patch In our previous blog, Part IV of our QM blog series, we examined the balance of risks (loan delinquency) and benefits (mortgage credit access) ...

January 10, 2020

Expiration of the CFPB’s Qualified Mortgage (QM) GSE Patch – Part IV

Insights on balancing risks (loan delinquency) and benefits (mortgage credit access) in the QM Safe Harbor, following expiration of the GSE Patch This blog is a continuation of Parts I-III of our blog series: Expiration of the CFPB’s Qualified Mortgage “GSE Patch.” As we introduced in P...

July 26, 2019

Expiration of the CFPB’s Qualified Mortgage “GSE Patch” – Part 3

African American, Hispanic or Latino, and low-income borrowers, and borrowers buying properties located in underserved neighborhoods more frequent in the “GSE Patch” BY ARCHANA PRADHAN HOUSING AFFORDABILITY, MORTGAGE FINANCE This blog is a continuation of Part 1 and 2 of ...

July 19, 2019

Expiration of the CFPB’s Qualified Mortgage “GSE Patch” – Part 2

Younger millennials and retirees, Non-W-2 earners, and low-income borrowers more frequent in the “GSE Patch” This blog is a continuation of Part I of our blog series – Expiration of the CFPB’s Qualified Mortgage “GSE Patch”. As discussed in our first blog, roughly 16% or $260B of 2018 m...

July 11, 2019

Expiration of the CFPB’s Qualified Mortgage “GSE Patch” – Part 1

GSE Patch accounted for an estimated $260 billion, or 16%, of 2018 home loan originations Qualified Mortgage (QM) Overview: The Consumer Financial Protection Bureau’s (CFPB) 2013 Ability-to-Repay (ATR) and Qualified Mortgage (QM) rule (Rule) requires lenders to make a reasonable, good faith deter...

July 9, 2019

Accurate Location Intelligence Is Critical for Infrastructure

Most Americans, including many lawmakers on both sides of the aisle and the U.S. Chamber of Commerce, agree that modernizing infrastructure throughout the U.S. is long overdue and could provide a significant boost to the economy [1].Problems with infrastructure can impact businesses and cons...

September 26, 2018

5 Tips for Roof Repair

What do you do after a catastrophe? After a catastrophe hits, the real journey begins. It can take months to repair damage inflicted upon your home and knowing how to guard against unnecessary expenses and preserve the integrity of your home is critical in the days and weeks after the dust settle...

September 21, 2018

Podcast – Impact of Drones on Housing [Part 2]

 Join Mike Wynn and Neil Pearson, as they continue their discussion on drones impacting the housing industry.  In this episode the conversation centers on the security, privacy, and regulation of drones. Amanda Rabideau, HostPrincipal, CoreLogic, Innovation and Solutions Excellence Mike...