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Limited Documentation and High Debt-to-Income, but High Credit Score and Low Loan-to-Value Five years have passed since the Consumer Financial Prot...
Economic Observations, March 2019 Lately, it seems like the roof of the housing market might cave in. Several of the major housing market indicator...
We continue the conversation about the evolution of Artificial Intelligence and how the role of humans – human fear and human augmentation &#...
Because a home is most often a complete loss when it comes to wildfires, the destruction caused by these catastrophic events has been a personal an...
Over the past 50 years we have seen Artificial Intelligence evolve from a far-off sci-fi concept in films like 2001: A Space Odyssey or&n...
Absentee Buyer Share of Post-Storm Purchases Peaks Early This Year and Continues to Outpace Last Year Within weeks of Hurricane Harvey’s August 201...
ARM shares were highest in expensive metro areas The average mortgage rates on both 30-year fixed-rate mortgages (FRMs) and 5/1 adjustable-rate mor...
Since the housing recovery started taking hold in 2012, we’ve been searching for signs that the recovery is complete. While home prices and delinqu...
Denial rate differences appear related to DTI, LTV, and credit score Home Mortgage Disclosure Act (HMDA) data provide the most comprehensive detail...
Debt-to-Income ratio has risen over the last few years Whether you are a first-time or seasoned homebuyer, with the joy and excitement of buying a ...
2018’s Hurricanes and Wildfires Expected to Increase Serious Delinquency Rates The California wildfires of 2017 were some of the most destructive w...
