Freddie Mac Home Value Suite

Freddie Mac’s Calibrator improves quality control by measuring the risk that a collateral valuation may exceed the market value. Whether the valuation comes from an AVM, appraisal, BPO or other method, Calibrator spots potentially inflated values to identify loans that merit further investigation. By detecting possible above-market valuations, Calibrator allows lenders to match review levels to risk, helping them prioritize workflow and prevent high-risk loans from receiving funding.

Calibrator combines HVE valuations with a predictive statistical scoring model that analyzes key loan and property data. The resulting score, between 300 and 900, indicates the likelihood a valuation or purchase price is inflated, with lower scores denoting greater risk. In addition, Calibrator allows you to produce customized monthly reports to identify trends.