Fast, Efficient Income Verification
Directly From the IRS
Our 4506-T Direct service provides a simple, reliable way to validate applicant information, directly from the IRS. The result is an easy-to-read report with an actual IRS transcript that includes all schedules.
- Identifies false or inaccurate tax information
- Searches up to four years of IRS-verified data on the borrower(s)
- Calculates a comparison between the borrower-supplied 1040 data and IRS data
- Automated, real-time updates on order status
- Ability to sign 4506-T documents electronically
Detailed, Comprehensive Results
Rather than merely list the borrower’s adjusted gross income, 4506-T Direct lists 18 totals from the 1040, including wages, business income or loss, other income and adjusted gross income. The report also highlights discrepancies between your borrower-supplied data and the IRS-verified information.
Ordering a 4506-T Direct
Due to our direct connection with the IRS, obtaining a CoreLogic 4506-T Direct is easy. If you include a copy of the first page of the borrower’s 1040 tax return for each year ordered, the report can include a comparison to data on file with the IRS and identify any variations. This process helps identify altered tax returns and avoid fraud-related losses.
4506-T Direct Product Details
Verify income information going back up to four years
Supplies up to 18 distinct totals of tax return income data
Delivers an easy-to-read report with an actual IRS transcript that includes all schedules
Proactive management tracking system insures orders are completed as quickly as possible
Integrated on major Loan Origination Systems (LOS)
Electronic signature utilizing major eSignature vendors
Available in batch format
Helps you make more informed underwriting decisions, and minimize fraud risk
Supported by a dedicated team of customer care and technical support specialists