Loan Risks Change Over Time
Loan risks can change as a book of business or a portfolio ages. In today’s market environment, maintaining current and accurate profiles of each loan is critical to the overall risk of the book of business and its value. Batch and Append Database Services allows a one-time update or continuous updating to keep important information current.
Your portfolio may contain missing our out-of-date information, including FICO scores, first and second liens, balances and available credit, late payments and account statuses. Without the complete picture, you may miss hidden facts that could negatively alter your portfolio’s overall value.
- Fill in critical missing or out-of-date information
- Secure data exchange and management
- Fast turnaround
- Borrower credit characteristics, such as scores, balances, payment status and more
- Identity indicators including name, address and Social Security numbers validation
- USA PATRIOT Act and anti-money-laundering filters
- Customized to meet exact needs
Proactive Due Diligence
Fill in mission-critical missing or out-of-date information
Reduce Risk Exposure
Know true current credit profile information versus the profile at the time of origination
Optimize Loan Acquisition
Qualify level of borrowers and potential fraud before purchase
Identify fact-based cross-selling opportunities
Customized and Secure Solutions
Batch and Append Database Services is completely flexible and can be customized to meet your specific needs for data content, format and delivery. You can securely upload data 24/7, and retrieve results quickly and easily.
Which Data Elements Can I Request?
Batch and Append will return data on various types of specific information about your customers, such as:
- Mortgage loan amount
- And more*
*CoreLogic will work with you to determine the best suite of trigger options for your business needs.