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When Response Time Doesn’t Cut it

Thirty years ago, you had 17 minutes to get out of a house once it caught fire. Today, you have just three minutes. The proliferation of petroleum-based carpets, drapes, furniture foams, and plastic piping and hoses in homes and commercial buildings is largely to blame. This, combined with recent changes in construction – including manufactured trusses and other construction methods – means fire easily spreads from room to room, causing structures to burn far faster. Once a fire spreads, the fire department simply can’t get to the fire fast enough to limit the losses. Response time simply isn’t as predictive of fire losses as it once was. What is most predictive of fire losses today: knowing the likelihood of a fire starting in the first place.

Predicting Fire Frequency is Key

From heating, mechanical, and electrical system failures to cooking mishaps, approximately over three-quarters of structure fires are caused by a diversity of non-weather risks. These risks create multiple pathways leading to structure fire incidences and include complex interactions. Built from a vast proprietary database, CoreLogic FireRisk™ looks at the disparate causes of fire damage and their complex interactions to predict the probability and severity of loss from fire not caused by Mother Nature — for any address nationwide.

Features and Benefits

Evaluate non-weather fire risk for a specific property or aggregate risk at a portfolio level.

High-resolution, block-level granularity: 300x the detail of average ZIP Code

High-resolution, block-level granularity: 300x the detail of average ZIP Code

Over 11 million geospatial points of risk

Over 11 million geospatial points of risk

Seamless U.S. coverage

Seamless U.S. coverage

Easy-to-use numeric scoring

Easy-to-use numeric scoring

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