Comply With the Florida Building Code on Wind Speeds and Debris

In Florida, insurers need to familiarize themselves with all risks associated with hurricanes and tropical storms. After Hurricane Andrew’s sustained winds of 145 mph – with gusts up to 170 mph – caused millions of dollars of wind-related damage to several cities in its path, government officials enacted some of the nation’s toughest building codes for new construction within hurricane-prone areas.

The Florida Building Code requires new buildings constructed in hurricane-prone regions, or high wind speed zone areas, to be designed and constructed to withstand the impact of debris carried by high winds: wind-borne debris. The high-wind speed zone areas are defined as those southern Florida counties where wind speed could be 120 mph or greater – and any area within one mile of the coast where the wind speed is less than 120 mph, but greater than 110 mph.

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Identify High-Wind Speed Zones

Using wind speed maps available from the Florida Department of Business Professional Regulation and also from local governments, CoreLogic has developed a digital statewide Wind-Borne Debris Region and High-Wind Speed Zones Layer.

With this level of detail from a single source, insurers can quickly ensure their book of business is compliant with the Florida building code requirements and trust the accuracy of the results – especially important for those structures in cities near high-wind speed zone borders.

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