19 out of 20 top lenders trust CoreLogic Credco for innovative consumer information and credit reporting solutions. For more than 50 years, our leading consumer information solutions have enabled top lenders to make sound, agile business decisions.

Today, we continue to identify new technologies, and create new products, to help our customers make smarter business decisions across an ever-changing marketplace.

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Tel: (855) 267-7027

In 1989, CoreLogic Credco revolutionized the mortgage industry with the introduction of Instant Merge®, the world’s first fully automated 3-bureau merged credit reporting solution. Instant Merge has become the most popular credit reporting solution across multiple industries, and has since inspired a growing family of intelligent, data-driven products designed to reduce risk and improve business performance.

Today, one out of every two credit reports processed in the mortgage industry is an Instant Merge report, and is the preferred choice of secondary market investors.

One of the world’s largest consumer and business databases

Consumer information delivered in seconds

Dedicated FCRA-Certified customer care and technical support

Our Mortgage Credit Solutions

Instant Merge

Determine traditional credit-worthiness of applicants.

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FinalCheck

A powerful tool that can help you meet Fannie Mae Guidelines surrounding their Loan Quality Initiative (LQI).

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ENCORE

An FCRA credit report that delivers exclusive next-generation data intelligence that automatically and accurately provides consumer information from hundreds of data sources.

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CreditIQ

An supplemental credit report designed to augment the information provided in traditional credit reports. Available with an industry-first composite FICO Mortgage Score.

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CSD Notifications

Help maintain compliance with the FACT Act and Risk-Based Pricing Rules by providing your clients with a Credit Score disclosure in connection with an application for a home loan.

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Letter of Explanation

The Letter of Explanation is a convenient form used by mortgage professionals to request a written explanation from an applicant on specific areas of their credit report that may have an impact on your lending decision.

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Merge Plus

A detailed credit report that provides additional details on one to three items on an Instant Merge report.

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Mortgage-Only Credit Report

A credit report that provides documentation of a borrower's mortgage payment history - often required when applying for a loan.

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Rapid ReCheck

Fast, bureau-level updates of incorrect credit report information.

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Enhanced Decode Directory

Deliver relevant creditor information

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CreditXpert

Uncover opportunities to improve credit ratings

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