Construction costs are heavily influenced by market conditions and that can lead to significant over or underinsurance – especially if you’re just relying on a standard percentage of the valuation.

We've spend the last eight decades perfecting our total component methodology. This unique estimating methodology researches building costs from the ground up, with unparalleled research into local labor, materials and equipment costs in more than 750 independent regions. We research more than 100,000 construction line items and 90 labor trades as well as construction crew sizes, productivity, soft costs and code variations to give you consistent and current cost information.

We validate our estimates with locational research, home surveys, contractor estimates, construction samples and insurance loss analysis. In addition, we get inputs from design firms, architects, universities and construction organizations.

But our data extends beyond just the building itself. We give you new insights into the value of contents ranging from electronics to furniture. Instead of relying on a standard industry percentage, you’ll ensure your residential and commercial clients are adequately insured for the contents they actually have.