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Housing Market Forecast

Recent Articles

Refinance in a Rising-Rate Market

With mortgage rates declining to ever new lows during 2020, the mortgage market had the largest number of originations in 17 years. The volume was driven by no-cash-out refinance: more than one-half of the originations, and 4-in-5 refinance loans, were no-cash-out during 2020.

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Pandemic: A One-Year Look Back

Pandemic derailed the spring buying season, but single-family activity rebounded Summary: Places with larger job loss also had a larger increase in home-mortgage past-due rates.