Privacy

This page includes our Privacy Policy and European Union Safe Harbor Privacy Policy. Please print or download a copy for your records.

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  Privacy Policy

  1. Applicability
  2. Types of Information
  3. Use of Information
  4. Former Customers
  5. Confidentiality and Security
  6. Information Obtained Through Our Internet Site
  7. Business Relationships
  8. Cookies
  9. Privacy Notice: Preparation and Processing of Investigative Consumer Reports

European Union Safe Harbor Privacy Policy

Privacy Policy

We Are Committed to Safeguarding Customer Information

In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information - particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information.

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Applicability

This Privacy Policy governs CoreLogic and our use of nonpublic personal information about you. This Privacy Policy does not govern publicly available information we obtain about you and certain products or platforms offered by CoreLogic may be governed by separate privacy policies.

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Types of Information

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means;
  • Information about your transactions with us, our affiliated companies, or others; and
  • Information we receive from a consumer reporting agency.

Please note, however, that we do not collect this information about you unless you register for one of our services.

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Use of Information

We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; (2) as permitted by law; or (3) as otherwise specified herein. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insurers, property and casualty insurers, and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies and escrow companies. It is possible that CoreLogic, its subsidiaries, affiliates, joint venture companies, or any combination of them, could merge with or be acquired by another legal entity. In such event, CoreLogic may share your information with such other entity. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies or to other financial institutions with whom we or our affiliated companies have joint marketing agreements. In some circumstances, we will request your consent to share your information with nonaffiliated third parties, such as lenders, realtors, and insurers, so that they may offer you products and services that may be of interest to you.

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Former Customers

Even if you are no longer our customer, our Privacy Policy will continue to apply to you.

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Confidentiality and Security

We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

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Information Obtained Through Our Internet Site

CoreLogic is sensitive to privacy issues on the Internet. We believe it is important that you know how we treat the information that we receive about you on the Internet.

In general, you can visit CoreLogic or its affiliates Internet sites without telling us who you are or revealing any information about yourself. Our Internet servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. CoreLogic uses this information to measure the use of our site and to develop ideas to improve the content of our site.

There are times, however, when we may need information from you, such as your name and email address. When information is needed, we will use our best efforts to let you know at the time of collection how we will use the personal information. Usually, the personal information we collect is used only by us to respond to your inquiry, process an order or allow you to access specific account/profile information. If you choose to share any personal information with us, we will only use it in accordance with the policies outlined above.

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Business Relationships

CoreLogic’s Internet site and those of its affiliates, may contain links to other Internet sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites.

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Cookies

Some of CoreLogic’s Internet sites may make use of “cookie” technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data that an Internet site can send to your browser, which may then store the cookie on your hard drive. Any information about you that we collect through a cookie is not shared with anyone. The goal of this technology is to better serve you when visiting our site, save you time when you are here and to provide you with a more meaningful and productive Internet site experience.  

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Privacy Notice: Preparation and Processing of Investigative Consumer Reports

This notice is provided to California residents.  Under California law, an “investigative consumer report” is a consumer report containing information on a consumer's character, general reputation, personal characteristics, or mode of living.  CoreLogic compiles investigative consumer reports about individuals and provides them to business for background screening, tenant screening, and similar purposes.

Personal Information Disclosure: United States or Overseas – In connection with its preparation and processing of investigative consumer reports CoreLogic may transfer personal information about you to our authorized service providers and affiliates outside the United States and its territories. Such transfer will be conducted in accordance with all applicable laws and regulations.

To obtain additional information about the privacy practices and policies of CoreLogic in connection with its preparation and processing of investigative consumer reports, please contact:

Richard Miller, Compliance and Privacy Officer

40 Pacifica, Ste. 900 Irvine, ca 92618

richardmiller@corelogic.com

714-250-6486

Last Updated Dec 30, 2010

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European Union Safe Harbor Privacy Policy

CoreLogic, Inc. and its subsidiaries (“CoreLogic”) respect the privacy of our visitors and clients. It is our policy to maintain the confidentiality and privacy of any personal data voluntarily submitted to us in writing, submitted electronically via our website, or submitted to us by our clients in connection with credit and fraud risk management and other services.

SCOPE

This Safe Harbor Privacy Policy (“Policy”) applies to personal information pertaining to an identified or identifiable individual that is received by CoreLogic from the European Union or other personal information that CoreLogic acquires pursuant to its performance of services for its clients or other third parties to which CoreLogic has contractually agreed to apply this privacy policy (“EU Personal Data"). This Policy does not apply to: (a) data collected and used by CoreLogic which is not EU Personal Data; (b) the subsidiaries of CoreLogic, Inc. which do not receive or process EU Personal Data or; (c) data collected on any other subsidiary website that does not link to this Policy. 

In the event of a conflict between this Policy and CoreLogic’s obligations under the Fair Credit Reporting Act, 15 U.S.C. Sec. 1681 et. seq., other statutes, regulations, or case law, or to the extent necessary to meet national security, public interest or law enforcement requirements, adherence to this Policy may be limited.

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PROVISIONS OF OUR SAFE HARBOR PRIVACY POLICY

CoreLogic receives certain EU Personal Data at the request of clients and other third parties for credit and fraud risk mitigation related purposes. CoreLogic has joined the U.S. Department of Commerce's "Safe Harbor" program with respect to EU Personal Data and utilizes such information in accordance with the Safe Harbor principles. The Safe Harbor principles and our Safe Harbor certification can be found at www.export.gov/safeharbor. Our Policy addresses each of the Safe Harbor Privacy Principles, as described below.

1. Notice

Where CoreLogic collects EU Personal Data from individuals, CoreLogic informs individuals about the purposes for which it collects and uses EU Personal Data about them, how to contact CoreLogic with any inquiries or complaints, the types of third parties to which it discloses the information and the choices and means CoreLogic offers individuals for limiting its use and disclosure. Notice is provided in clear and conspicuous language either when individuals are first asked to provide EU Personal Data or as soon thereafter as is practicable, but in any event before CoreLogic uses such information for a purpose other than that for which it was originally collected or processed by the transferring organization or discloses it for the first time to a third party (other than agents acting under our instructions). Information about how CoreLogic collects and uses EU Personal Data also follows below.

CoreLogic gathers and maintains consumer and other data which it provides to entities including lenders, credit reference agencies and fraud prevention agencies. Provided below is an illustrative list of common ways in which lenders, credit reference agencies and fraud prevention agencies use the data provided by this service:

  • Authentication of consumer applicants for loans or other credit services
  • Prevention or detection of fraud by consumer applicants for loans or other credit services
  • Determination of credit worthiness or capacity of consumer applicants for loans or other credit services
  • Location of absconded borrowers

The scope of this notice covers consumer report data that CoreLogic has obtained on behalf of lenders and other businesses by manually or electronically contacting the appropriate sources of the data (court records, references, licensing bureaus, etc.).

More information regarding the nature and scope of consumer data inquiries is available by contacting CoreLogic in writing or by e-mail at the addresses listed on the Contact Us page (please click here) or by writing to the contact listed below.

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2. Choice

CoreLogic affords individuals the opportunity to choose whether their EU Personal Data will be disclosed to a third party (not including our agents) or will be used for a purpose incompatible with the purpose for which it was originally collected or subsequently authorized by the individual. Therefore, consumer data may be disseminated under these circumstances unless the consumer explicitly “opts-out.” Where a consumer chooses to “opt-out,” the EU Personal Data is not necessarily erased or deleted. Various laws require that certain information be maintained on file for a specified period of time for consumer protection purposes.

A consumer may “opt-out” by contacting CoreLogic in writing or by e-mail at the addresses listed on our Contact Us page (please click here), or by writing to the contact listed below.

With respect to sensitive information (personal information specifying medical or health conditions, racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership or information specifying the sex life of the individual), however, an individual must “opt-in” to the disclosure of the information to a third party or to the use of this information for a purpose other than its original purpose or that purpose authorized subsequently by the individual. In other words, unless a consumer chooses to provide explicit consent, a disclosure of sensitive information to a third party or for an unauthorized purpose will not be made.

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3. Onward Transfer (Transfers to Third Parties)

With respect to the transfer of EU Personal Data to third parties (other than our agents), the principles of “Notice” and “Choice” apply. Accordingly, EU Personal Data is only provided to third parties for purposes described in the “Notice” section or otherwise disclosed to consumers, and will not be disseminated to a third party where a consumer has “opted-out” or, in the case of sensitive information, failed to “opt-in.”

CoreLogic may disclose EU Personal Data to our clients and to third parties acting as our agents who certify that they subscribe to the Safe Harbor Principles or certify that they are subject to the EU Data Protection Directive or a law subject to an adequacy finding by the EU. CoreLogic also may disclose EU Personal Data clients and third party agents who enter into a written agreement with CoreLogic, in which the client or third party agent agrees to provide at least the same level of privacy protection as is required by the relevant Safe Harbor Principles (in instances where EU Personal Data is requested).

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4. Access

A consumer may request, in writing, access to all EU Personal Data collected and maintained about him or her. CoreLogic affords the consumer a reasonable opportunity to correct, amend, or delete information that is inaccurate or incomplete, except where the burden or expense of providing access would be disproportionate to the risks to the individual’s privacy, or where the rights of persons other than the individual would be violated. In cases where the information is subject to the FCRA, CoreLogic complies with the FCRA’s requirements regarding access and correction rights of consumers.

CoreLogic reserves the right to engage in reasonable efforts to confirm the identity of the individual requesting EU Personal Data to ensure the information is provided only to the subject of the data.

To request information relating to his or her EU Personal Data, a consumer may contact CoreLogic in writing at the address listed below or by e-mail at the following email address: richardmiller@corelogic.com. In addition, the consumer will be asked to provide sufficient evidence of his or her identity so we may ensure that information is being released to the correct individual. If we are unable to provide the consumer with access to his or her EU Personal Data or to correct the data, we will notify the consumer.

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5. Security

CoreLogic takes reasonable procedures to protect EU Personal Data from loss, misuse and unauthorized access, disclosure, alteration and destruction.

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6. Data Integrity

CoreLogic collects EU Personal Data that is relevant for the purposes for which it is to be used, consistent with the Safe Harbor Principles. We process EU Personal Data in ways that are compatible with the purposes for which it has been collected (as identified in the Notice section above) or subsequently authorized by the individual. To the extent necessary for those purposes, CoreLogic takes reasonable steps to ensure that EU Personal Data collected is accurate, complete, current, and reliable for its intended use.

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7. Enforcement

CoreLogic will verify adherence to the EU Safe Harbor Policy via in-house verification and internal policies and procedures implemented by the management of our company. CoreLogic also will cooperate with the European Union Data Protection Authorities as a means of providing consumers a readily available and affordable recourse mechanism by which individual consumer complaints and disputes, if any, can be investigated and remedied.

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8. Amendments

From time to time, this Privacy Policy may be amended to reflect new products and services, or as necessary to reflect a new business practice. Consistent with the Safe Harbor requirements, we will post any revised policy on this website.

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CONTACT INFORMATION

To request information relating to your EU Personal Data, please contact:

Click here to e-mail us an inquiry.

You may also send any questions regarding our Safe Harbor Privacy Policy to the following address and contact person:

CoreLogic, Inc.
Attn: Compliance and Privacy Officer
40 Pacifica, Ste. 900
Irvine, ca 92618
United States of America
(714) 250-6486

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Please print or download a copy for your records.

Last Updated March 1, 2013