Natural disasters affect insurance companies which do their best to understand a home’s risk, reinsurance companies who grapple with aggregate risk, banks mortgage companies who face risk to assets and find challenges in ensuring customers have immediate access to local branches, the real estate industry which sees pricing pressure, and homeowners, families, and businesses who do their best to just make it through in one piece.

The 2019 Natural Hazard Report unpacks the disasters that occurred last year as well as within the past decade. It evaluates:

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