Instant Merge® PreQual is an ideal way to provide credit prequalification services to your clients. Leveraging a single-bureau, soft-inquiry credit pull with a FICO score, mortgage bankers and lenders can now easily perform an initial, non-decisionable credit check without negatively impacting a consumer’s credit score.
Once mortgage bankers or lenders obtain written consent from their clients, they can easily leverage the features of Instant Merge PreQual and help consumers better understand their credit standing and the loan products and services for which they may qualify for.
Instant Merge PreQual uses the same format as our industry-leading Instant Merge report, making it easy to understand. The report also includes a FICO score so your clients can see the actual score that bankers and lenders use when they make a lending decision.