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Loan Performance Insight

Report

CoreLogic’s Loan Performance Insight (LPI) report is released on a monthly basis and focuses on the overall health of the mortgage market. The LPI helps both homeowners and lenders best understand risks in the current market based on the most recent data. The LPI examines mortgage delinquencies by stages and foreclosure activity, nationally, by state and by select metro area. The report combines data and expert commentary from CoreLogic’s team of economists to help shed insight on the latest trends in the mortgage landscape. Read previous CoreLogic LPI reports.
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May 11, 2021

Downward Trend in Delinquencies Halt

Loan Performance Insights Report Highlights: February 2021 The nation’s overall delinquency rate was 5.7% in February. The foreclosure rate remained at a 22-year low. In February 2021, 5.7% of home mortgages were in some stage of delinquency (30 days or more past due, including those in foreclosu...

April 13, 2021

Early-Stage Delinquency Rate Lowest in Over 20 Years

Loan Performance Insights Report Highlights: January 2021 The nation’s overall delinquency rate was 5.6% in January. The transition rate from current to delinquent this January was the lowest in 12 months. In January 2021, 5.6% of home mortgages were in some stage of delinquency (30 days or more ...

March 9, 2021

New Delinquencies End 2020 at a Low Rate, Though Serious Delinquenc...

Loan Performance Insights Report Highlights:December 2020 The nation’s overall delinquency rate was 5.8% in December. States with large increases in unemployment posted large increases in delinquency rates. In December 2020, 5.8% of home mortgages were in some stage of delinquency (30 days or mor...

February 9, 2021

Rate of New Delinquencies Falls Below Pre-Pandemic Levels

Loan Performance Insights Report Highlights: November 2020 The nation’s overall delinquency rate was 5.9% in November. All states logged annual increases in both overall and serious delinquency rates in November. In November 2020, 5.9% of home mortgages were in some stage of delinquency (30 days ...

January 12, 2021

Serious Delinquencies Inch down

Loan Performance Insights Report Highlights: October 2020 The nation’s overall delinquency rate was 6.1% in October. All states logged annual increases in both overall and serious delinquency rates in October. In October 2020, 6.1% of home mortgages were in some stage of delinquency (30 days or m...

October 13, 2020

Early-Stage Delinquencies Fall Below Pre-Pandemic Levels as Serious...

Loan Performance Insights Report Highlights: July 2020 The nation’s overall delinquency rate was 6.6% in July. All states logged annual increases in both overall and serious delinquency rates in July. In July 2020, 6.6% of home mortgages were in some stage of delinquency (30 days or more past due...

September 18, 2020

Private-Label RMBS Credit Risk: 90-Day Delinquency Rates Spiked in ...

“Pig in the Python” effect follows jumps in 30-day in April, 60-day in May The widening pandemic led President Trump to declare a national emergency on March 13, sparking shelter-in-place directives across many communities. The shuttering of commercial establishments subsequently put many America...

September 8, 2020

Serious Delinquencies Spike, Reaching Highest Rate in More than Fiv...

Loan Performance Insights Report Highlights: June 2020 The nation’s overall delinquency rate was 7.1% in June. All states logged annual increases in both overall and serious delinquency rates in June. In June 2020, 7.1% of home mortgages were in some stage of delinquency (30 days or more past due...

August 11, 2020

Overall Delinquency Rate Increases to Highest Level in More than Fi...

Loan Performance Insights Report Highlights: May 2020 The nation’s overall delinquency rate was 7.3% in May. All states and all but two metros showed increases in their overall delinquency rates. In May 2020, 7.3% of home mortgages were in some stage of delinquency (30 days or more past due, incl...

August 11, 2020

Identifying and Targeting Refinance Loans Using AI

For lenders to successfully grow or maintain market share, they must focus on retaining current customers and actively prospecting for new high-quality customers. Strong customer service, offering competitive products at an economical price point, and implementing marketing campaigns are all effe...

July 14, 2020

Jump in Early-Stage Delinquencies Leads to Highest Overall Delinque...

Loan Performance Insights Report Highlights: April 2020 The nation’s overall delinquency rate was 6.1% in April. While all states showed increases in their overall delinquency rates, those increases were highest in New York, New Jersey, Florida and Nevada. In April 2020, 6.1% of home mortgages we...

March 14, 2017

Foreclosure Report Highlights: 10-Year Retrospect of the US Residen...

National Foreclosure Rate Down to Less Than 1 Percent From a High of 3.6 Percent This year marks a decade since the start of the housing crisis.[1] Since mid-2007 more than 7.5 million homes have been foreclosed on according to a 10-year retrospect of the U.S. residential foreclosure crisis, “Uni...