Loan Origination

January 12, 2023

A Good Offense Is the Best Defense to Prevent Undisclosed Debt

Application monitoring and borrower debt verification are critical components of the loan processing process in order for lenders to avoid the financial consequences of a loan that never closes.

July 22, 2021

How District Attorneys Can Protect Constituents from Property Fraud

The process of acquiring a home has always been rife with fraud, and as the mortgage process has further digitized, new opportunities for fraud have emerged. There are two major trends that play a role in the rise of fraud.

March 18, 2019

Characteristics of Today’s Non-Qualified Mortgages

Limited Documentation and High Debt-to-Income, but High Credit Score and Low Loan-to-Value Five years have passed since the Consumer Financial Protection Bureau (CFPB) issued regulations to provide safer and more sustainable home loans for consumers, known as Qualified Mortgages (QMs).[1] Th...