Insurance

Blog

Climate change is altering the frequency and severity of natural disasters, along with the associated structural damage costs. Given this trend, understanding the property insurance landscape is more important than ever to homeowners, potential buyers and coverage providers. CoreLogic’s blog provides expert advice on navigating the property insurance landscape, including data to help homeowners, property buyers, insures and appraisers make the most informed decisions. Read previous CoreLogic blog posts on property insurance.
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April 6, 2020

Important Information About the California Department of Insurance’...

Six things to know about the recent impasse between regulators and insurers in the aftermath of California’s devastating wildfires After catastrophic wildfires swept across California in 2017 and 2018, state insurers were hit with record-breaking losses of over $25 billion.1 2 With three mil...

September 24, 2018

Guy Carpenter Licenses the CoreLogic U.S. Inland Flood Model

2017 was a game-changing year for the insurance industry. Between the catastrophic deluge of water dumped in Texas from Hurricane Harvey and the unprecedented underinsurance rates of families whose homes and lives were affected, there’s been an increased focus on flood risk by both insurance and ...

September 7, 2017

Making the Adjustment

The Modern Age of Desk Adjusting for the Insurance Industry Deploying adjusters to the field is a large overhead cost for insurance companies. Incoming claims vary in terms of size and severity, and with that, not every claim requires an on-site adjustment. Thus, in addition to field adjusters, i...

February 10, 2017

“I must be covered; I have Homeowners Insurance!”

What you don’t know about your policy can hurt you…financially It’s often been said, “it’s better to have insurance and not need it than to need it and not have it” as a homeowner I do have insurance so I must be covered…. right….well there is more to the story. Understanding what is ...

March 22, 2016

Market Value vs. Replacement Cost

How to understand the difference between these two value approaches The market value and replacement cost of a building are not the same thing. They are distinctly different concepts which are estimated using different criteria. It is not necessary that the market value and replacement cost of a ...