Home Equity

October 8, 2021

Single-family Investor Activity Surges in the Second Quarter

2021 is shaping up to be a very different year for investors than 2020. After pulling back their market activity at the onset of the pandemic, investors had a business-as-usual winter, before capturing the highest market share seen in the last 10 years in the second quarter. Figure 1 shows the sh...

October 1, 2021

Home Equity Wealth Bolsters Economic Growth

Home equity – the difference between the value of a home and the amount of mortgage debt on the home – is an important component of overall household wealth.

August 25, 2021

Potential Hotspots for Distressed Sales

While many consumers are planning to buy homes, cars, and major appliances, there are still about 2 million homeowners behind on their mortgage payments and/or in forbearance programs.

August 9, 2021

Sufficient Equity for Borrowers in Forbearance Across the Country

While many consumers are planning to buy homes, cars and major appliances in the coming months, there are still about 2 million homeowners behind on their mortgage payments and/or in forbearance programs.

June 10, 2021

Double-Digit Home Price Gains Boosted Home Equity to New Highs

Borrower Equity Update: First Quarter 2021 Average equity gain of $33,400 per borrower in Q1 2021 was the highest in at least 10 years. National negative equity share was 2.6% Q1 2021, the lowest in over 10 years. National Home Equity Trends The amount of equity in mortgaged real estate increased...

April 2, 2021

Homeowners with Low Equity May Be in Trouble

Robust home price growth, which averaged 5.7% nationally over the last year according to the CoreLogic Home Price Index , drove equity of America’s homeowners with a mortgage up by more than $1.5 trillion. Added together across all homeowners in the U.S., home equity has grown more than...

March 11, 2021

Borrowers Gained $1.5 Trillion in Equity as Home Prices Surged

Borrower Equity Update: Fourth Quarter 2020 Average equity gain of $26,300 per homeowner in 2020 was the highest in seven years. National negative equity share was 2.8% for the fourth quarter of 2020, the lowest in over 10 years. National Home Equity Trends The amount of equity in mortgaged real ...

February 19, 2021

Home Equity and Remodeling on the Rise

Remodeling at Highest Rate Since 2006, Creating Boom in Construction Home prices in the U.S. have been rising consistently for nearly 10 years, and the pace of home price growth quickened in 2020, leading to record levels of home equity. The latest CoreLogic Home Equity Report found tha...

December 10, 2020

Borrowers Gained $1 Trillion in Equity as Home Prices Soared

Borrower Equity Update: Third Quarter 2020 Average equity gain of $17,000 per homeowner in Q3 2020 was the highest in over six years National share of homes with negative equity was 3% for the third quarter of 2020, the lowest in over 10 years. The amount of equity in mortgaged real estate increa...

November 5, 2020

Homeowner Equity Gains Key in Protecting California’s Housing Markets

Unlike the Great Recession, the speedy intervention provided by the CARES Act ensured mortgage forbearance options for homeowners who were financially harmed by the pandemic recession and had a federally backed loan. And while forbearance options will help some homeowners keep their homes, the pa...